3197 Maple St, Crestview, FL 32539 Property Records

Okaloosa County property record for 3197 Maple St, Crestview, FL 32539 · Last verified December 2025

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 2020
Square Footage1,333 sqft Heated Area
Lot Size7,836 sqft (0.179 acres)
Garage240 sqft
Last Sale$262,000 (2023)
Tax Bill$2,000.00 (2025)

Property Details

APN / Parcel Number

Primary APNC56-000-594-9608-3
Alternative APN
  • 15-4N-23-1020-0016-0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Building Area1,333 sqft Heated Area
Gross Area1,675 sqft Gross Area
1st Floor1,304 sqft 1st Floor
Interior StructureCustom/Decorative Interior Structure

Exterior

Year BuiltBuilt 2020
Exterior MaterialVinyl Exterior
Roof ConstructionGable/Hip Roof Construction
Roof MaterialWood Roof
Lot Area7,836 sqft (0.179 acres)
Lot Width50 ft Width
Garage Area240 sqft Garage
Patio Area156 sqft Patio
PorchOpen Porch
Porch Area186 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemForced Air Heating

Location & Zoning

Street Address3197 MAPLE ST
CityCRESTVIEW
StateFL
Zip32539-9146
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionGARDEN CITY LOT 1 BLK 16 & ADJACENT VACATED ALLEY PER RES 75-44
Legal Range23
Legal Township04N
Legal Section15
Legal SubdivisionGARDEN CITY
Legal Block16
Legal Lot Number1 2
JurisdictionOKALOOSA FL
Minor Civil DivisionCRESTVIEW
Census Blockgroup1
Census Block1007
Census Tract20305

Owner

Source: Okaloosa County records · APN C56-000-594-9608-3

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address967 MERGANSER WAY, CRESTVIEW, FL 32539-6756
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 26, 2023Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
NORTHPOINTE BANK
Sep 19, 2019Deed of Trust, Mortgage · Building or Construction Mortgage
BBVA USA
Jan 12, 2021Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage
UNITED WHOLESALE MORTGAGE LLC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 26, 2023 · Amount on Record
Deed SaleDec 26, 2023 · Amount on Record
Prior SaleJan 12, 2021 · Amount on Record
Deed Doc Number3663299
Record RefreshedJun 08, 2026

December 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateDec 26, 2023
Property Address3197 MAPLE ST, CRESTVIEW, FL 32539-9146
Document Number0003663299
Map ReferenceMB 1 PG 10
Instrument DateDec 21, 2023
Instrument3663299
Transaction TypeTransfer
Record UpdatedJan 25, 2024
Title CompanySOUTH OAK TITLE

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,834.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address3933 PAINTER BRANCH RD, CRESTVIEW, FL 32539-9779

Transferred To (Grantee/Buyer)

NameVerified Name
Address967 MERGANSER WAY, CRESTVIEW, FL 32539-6756

Mortgage

Document Number0003663300
DateDec 26, 2023
Instrument3663300
Lender
NameNORTHPOINTE BANK
TypeBank
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2054

Mortgage

Document Number0003663301
DateDec 26, 2023
Instrument3663301
Lender
NameFLORIDA HOUSING FINANCE CORP
TypeGovernment Agency
AddressTALLAHASSEE, FL 32301
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address3197 MAPLE ST, CRESTVIEW, FL 32539-9146
Transaction TypeMortgage
Record UpdatedApr 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0034194739
DateSep 19, 2019
Book Page3419/4739
Instrument3306031
Lender
NameBBVA USA
TypeBank
AddressBIRMINGHAM, AL 35296
Agreement
TypeBuilding or Construction Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2049

January 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOKALOOSA FL
Recording DateJan 12, 2021
Property Address3197 MAPLE ST, CRESTVIEW, FL 32539-9146
Document Number0035174654
Book / Page3517 / 4654
Map ReferenceMB 1 PG 10
Instrument DateJan 08, 2021
Instrument3421316
Transaction TypeTransfer
Record UpdatedApr 21, 2022
Title CompanyMOULTON LAND TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,295.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address199 SKYLINE CIR, 199, CRESTVIEW, FL 32539-8320

Transferred To (Grantee/Buyer)

NameVerified Name
Address3197 MAPLE ST, CRESTVIEW, FL 32539-9146

Mortgage

Document Number0035174655
DateJan 12, 2021
Instrument3517/4655
Lender
NameUNITED WHOLESALE MORTGAGE LLC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

Tax Assessment & Valuation

Source: Okaloosa County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,000.00 (+41.34%)$197,150 (+14.92%) Land $33,013 Building $164,137$197,150 (+14.92%) Land $33,013 Building $164,137
2023$1,415.00 (-14.14%) Homeowner's exemption$171,556 (+8.23%) Land $28,048 Building $143,508$171,556 (+8.23%) Land $28,048 Building $143,508
2022$1,648.00$158,508 Land $26,213 Building $132,295$158,508 Land $26,213 Building $132,295

Flood & Wildfire

3197 Maple St is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Okaloosa County (12091C), updated March 8, 2021

FEMA Flood ZoneZone X
minimal flood hazard (unshaded X)
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesModerate
57th percentile of exposed land nationally · 28th in Florida
Wildfire LikelihoodModerate — about 1 in 595 per year
ExposureDirect
burnable vegetation at the parcel

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

Nearby Properties on Maple St

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