3197 Kathy Ct, Decatur, IL 62521 Property Records

Macon County property record for 3197 Kathy Ct, Decatur, IL 62521

Property Summary

Property TypeSingle Family Home
Details2 ba · 2,104 sqft · built 1967
Lot Size0.471 acres (20,500 sqft)
OwnerIndividual Name on Record
Last Sale$131,000 (May 2012)
Tax Bill$5,390 (2025)
Deeds & MortgagesApr 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN17-12-36-178-012

Property Details

APN / Parcel Number

Primary APN17-12-36-178-012
Alternative APN
  • 12-36-178-012

Interior

Full Baths2 Baths
Stories1 Story
Building Area2,104 sqft Living Area
1st Floor Area2,104 sqft

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Exterior MaterialWood
Construction TypeFrame
Lot Area20,500 sqft (0.471 acres)
Lot Dimensions100 ft deep x 205 ft wide
Garage TypeDetached
Garage Area576 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Account Number171236178012
Street Address3197 KATHY CT
CityDECATUR
StateIL
Zip62521-5909
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeMUNICIPAL
Legal DescriptionLAKELAND HTS 3RD ADD L 3 205X100
Legal SubdivisionLAKELAND HTS 3RD ADD
JurisdictionMACON IL
Township / Civil DivisionSOUTH WHEATLAND
Census Block Group2
Census Block2034
Census Tract2601

Owner

Source: Macon County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3197 KATHY CT, DECATUR, IL 62521-5909
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 2012 · Amount on Record
Deed SaleMay 29, 2012 · Amount on Record
Deed Document Number20121834633
Deed Book / Page4221 / 166
Record UpdatedSep 20, 2026

April 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACON IL
Recording DateApr 9, 2026
Property Address3197 KATHY CT, DECATUR, IL 62521-5909
Document Number0000003767
Instrument DateApr 3, 2026
Instrument20263767
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3197 KATHY CT, DECATUR, IL 62521-5909
InvestorPossibly a Property Investor

Mortgage

Document Number0000003767,
DateApr 9, 2026
Instrument20263767
Lender
NameFREEDOM MORTGAGE CORPORATION
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 1, 2056
Interest
Rate6%
Max Rate-1%

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacon County
County SubdivisionSouth Wheatland Township
Unified School DistrictMount Zion Community Unit School District 3 (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,390.00 (+34.51%)$59,121 (+0.7%) Land $4,487 Building $54,634$177,380 (+0.7%) Land $13,462 Building $163,918
2024$4,007.00$58,710 Land $4,456 Building $54,254$176,147 Land $13,369 Building $162,778

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1982)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 1982 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 86% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDECATUR
serves 76,122 people · EPA ID IL1150150
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: Shawnee Communications.

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