3197 Gilbert Ave, Cincinnati, OH 45207 Property Records

Hamilton County property record for 3197 Gilbert Ave, Cincinnati, OH 45207

Property Summary

Property Type	Multi-Family Dwellings
Details	8 bd · 2 ba · 2,432 sqft · built 1912
Lot Size	0.105 acres (4,574 sqft)
Owner	Individual Name on Record
Last Sale	$253,000 (Sep 2023)
Tax Bill	$3,575 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Feb 2023 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`055-0001-0027-00`

Property Details

APN / Parcel Number

Primary APN	`055-0001-0027-00`

Interior

Bedrooms	8 Beds
Full Baths	2 Baths
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,432 sqft Living Area
Gross Area	3,648 sqft
1st Floor Area	1,216 sqft
2nd Floor Area	1,216 sqft
Upper Floors Area	973 sqft
Basement Area	1,216 sqft

Exterior

Year Built	Built 1912
Effective Year Built	Effective 1912
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	4,574 sqft (0.105 acres)
Lot Dimensions	121 ft deep x 82 ft wide
Porch	Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3197 GILBERT AVE
City	CINCINNATI
State	OH
Zip	45207-1411
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RMX
Legal Description	3197-99 GILBERT AVE 42.18 X 121 LOT 26 WM DURRELL SR HOMESTEAD
Legal Subdivision	WALNUT HILLS
Legal Lot Number	26
Jurisdiction	HAMILTON OH
Township / Civil Division	CINCINNATI
Census Block Group	3
Census Block	3003
Census Tract	3900

Owner

Source: Hamilton County records, as of July 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1125 OCEAN AVE, LAKEWOOD, NJ 08701-4577
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2023	Warranty Deed, Transfer · VA Mortgage NATIONS RELIABLE LENDING LLC
Feb 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AS CAPITAL LLC
Jul 13, 2022	Quit Claim Deed, Transfer · Line of Credit AMY J DRESSMAN TRADITIONAL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 22, 2023 · Amount on Record
Deed Sale	Sep 22, 2023 · Amount on Record
Prior Sale	Oct 14, 2008 · Amount on Record
Deed Document Number	202367790
Deed Book / Page	15006 / 1146
Prior Transfer Date	Jan 1, 2020
Prior Transfer Doc	0000068746
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Sep 22, 2023
Property Address	3197 GILBERT AVE, CINCINNATI, OH 45207-1411
Document Number	0000067790
Book / Page	15006 / 1146
Map Reference	MB 13 PG 120
Instrument Date	Sep 20, 2023
Instrument	2023-0067790
Transaction Type	Transfer
Record Updated	Oct 19, 2023

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$253.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1125 OCEAN AVE, LAKEWOOD, NJ 08701-4577
Investor	Possibly a Property Investor

Mortgage

Document Number	0000067791
Date	Sep 22, 2023
Instrument	2023-0067791

Lender

Name	NATIONS RELIABLE LENDING LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	3197 GILBERT AVE, CINCINNATI, OH 45207-1411
Transaction Type	Mortgage
Record Updated	Mar 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012232
Date	Feb 21, 2023
Book Page	14857/2112
Instrument	2023-0012232

Lender

Name	AS CAPITAL LLC
Type	Non-Lending Institution
Address	CINCINNATI, OH 45248

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HAMILTON OH
Recording Date	Jul 13, 2022
Property Address	3197 GILBERT AVE, CINCINNATI, OH 45207-1411
Document Number	0000068746
Book / Page	14707 / 790
Map Reference	MB 13 PG 120
Instrument Date	Jan 1, 2020
Instrument	2022-0068746
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1951 KINNEY AVE, CINCINNATI, OH 45207-1907

Mortgage

Document Number	0000068747
Date	Jul 13, 2022
Book Page	14707/794
Instrument	2022-0068747

Lender

Name	AMY J DRESSMAN TRADITIONAL
Type	Non-Lending Institution
Address	CINCINNATI, OH 45215

Agreement

Type	Line of Credit
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Cincinnati City
Unified School District	Cincinnati City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,575.00 (+1.76%)	$57,022 (-) Land $6,678 Building $50,344	$162,920 (-) Land $19,080 Building $143,840
2024	$3,513.00 (-3.36%)	$57,022 (-) Land $6,678 Building $50,344
2023	$3,635.00 (+128.76%)	$57,022 (+169.82%) Land $6,678 Building $50,344	$162,920 (+169.82%) Land $19,080 Building $143,840
2022	$1,589.00	$21,133 Land $4,851 Building $16,282
2020			$60,380 Land $13,860 Building $46,520

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 96% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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