3197 Flat River Rd, Coventry, RI 02816 Property Records

Coventry Town property record for 3197 Flat River Rd, Coventry, RI 02816 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	2 Baths
Year Built	Built 1960
Square Footage	1,326 sqft Living Area
Lot Size	56,628 sqft (1.3 acres)
Occupancy	Owner Occupied
Last Sale	$247,000 (2009)
Tax Bill	$5,289.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`23-0380-25`
Alternative APNs	`COVE M:323 L:214` `12367`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Building Area	1,326 sqft Living Area
Gross Area	3,844 sqft Gross Area
1st Floor	1,326 sqft 1st Floor
Basement Area	2,028 sqft Basement
Unfinished Basement	2,028 sqft Unfinished
Stories	1 Stories
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Split Level Style
Exterior Material	Wood Siding Exterior
Construction Type	Frame Construction
Roof Construction	Hip Roof Construction
Roof Material	Asphalt Roof
Lot Area	56,628 sqft (1.3 acres)
Parking Spaces	1 Parking Spaces
Garage Type	Basement Garage

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Hot Water Heating
Heating Fuel	Oil Heating Fuel

Location & Zoning

Account Number	23-0380-25
Street Address	3197 FLAT RIVER RD
City	COVENTRY
State	RI
Zip	02816-4913
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Lot Number	214
Jurisdiction	COVENTRY RI
Minor Civil Division	COVENTRY
Census Blockgroup	1
Census Block	1010
Census Tract	20702

Owner

Source: Coventry Town records · APN 23-0380-25

Assessment roll updated June 22, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3197 FLAT RIVER RD, COVENTRY, RI 02816-4913
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity
Vesting	Husband And Wife

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 31, 2009 · Amount on Record
Deed Sale	Jul 31, 2009 · Amount on Record
Deed Book / Page	1843 / 349
Record Refreshed	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COVENTRY RI
Property Address	3197 FLAT RIVER RD, COVENTRY, RI 02816-4913
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002267-726
Date	Jan 04, 2023
Book Page	2267/726
Instrument	44

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Stand Alone Refinance
Amount	Amount Recorded
Term	289 Months
Due	Feb 01, 2047

Tax Assessment & Valuation

Source: Coventry Town records · Assessment roll updated June 22, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Coventry Town
Unified School District	Coventry School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,289.00 (+4.92%)	$328,700 (-0.03%) Land $125,300 Building $203,400
2024			$427,215
2023	$5,041.00	$328,800 Land $125,300 Building $203,500

Flood & Wildfire

3197 Flat River Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44003C updated December 26, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 62nd in Rhode Island
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.