3197 Co Rd 321, Bertram, TX 78605 Property Records

Burnet County property record for 3197 Co Rd 321, Bertram, TX 78605

Property Summary

Property Type	Single Family Home
Details	3,687 sqft · built 2023
Lot Size	10 acres (437,255 sqft)
Owner	2 Individual Names on Record
Tax Bill	$9,655 (2025)
Deeds & Mortgages	Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`B0047000001701103`

Property Details

APN / Parcel Number

Primary APN	`B0047000001701103`
Alternative APN	`120644`

Interior

Stories	1 Story
Building Area	3,687 sqft Living Area
Gross Area	4,775 sqft
1st Floor Area	3,151 sqft

Exterior

Lot Area	437,255 sqft
Garage Type	Attached
Garage Area	1,088 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	428 sqft
Patio Area	286 sqft
Storage Building	440 sqft

Location & Zoning

Street Address	3197 COUNTY ROAD 321
City	BERTRAM
State	TX
Zip	78605-4129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ABS A0047 LEMUEL BLAKEY, TRACT 16, 10.038 ACRES
Legal Subdivision	LEMUEL BLAKEY
Legal Tract	16
Legal Block	1
Jurisdiction	BURNET TX
Township / Civil Division	BERTRAM
Census Block Group	1
Census Block	1004
Census Tract	960102

Owner

Source: Burnet County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3197 COUNTY ROAD 321, BERTRAM, TX 78605-4129
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

December 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	BURNET TX
Recording Date	Dec 1, 2021
Property Address	3197 COUNTY ROAD 321, BERTRAM, TX 78605-4129
Document Number	0202119665
Map Reference	DOC 201708102
Instrument Date	Nov 29, 2021
Instrument	202119665
Transaction Type	Transfer
Record Updated	Oct 23, 2025
Title Company	INDEPENDENCE TITLE LC, INDEPENDENCE TITLE C

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3251 COUNTY ROAD 321, BERTRAM, TX 78605-4806

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	116 REBBLS DRIVE, LIBERTY HILL, TX 78642

Mortgage

Document Number	0202119666
Date	Dec 1, 2021
Instrument	202119666

Lender

Name	R BANK
Type	Bank
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2024
Change Frequency	Annually
Min Rate At Change	4.25%
Max Rate At Change	6.25%
Index	1-Year CMT
Max Rate	10.2%

Tax Assessment & Valuation

Source: Burnet County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Burnet County
Unified School District	Burnet Consolidated Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$570,682 (-31.33%) Land $31,571 Building $539,111	$850,000 (-21.02%) Land $310,889 Building $539,111
2025	$9,655.00 (+9.42%) Homeowner's exemption	$831,040 (+129.97%) Land $27,800 Building $803,240	$1,076,274 (+197.83%) Land $273,034 Building $803,240
2024	$8,824.00 (+135.43%)
2023	$3,748.00	$361,368 Land $361,368	$361,368 Land $361,368

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2018–2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Jul 2025 · Severe Storms, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 66% of the US · above 53% of Texas
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BERTRAM serves 3,636 people · EPA ID TX0270012
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Heritage Broadband Fixed Wireless	1,000 / 100
Rise Broadband Fixed Wireless	500 / 100
Western Broadband Fixed Wireless	200 / 40
SOS Communications Fixed Wireless	100 / 20

May also be available: AT&T, Frontier, Spectrum, Verizon.

Nearby Properties on Co Rd 321

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures