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3196 Wauseon Dr, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3196 Wauseon Dr, Saint Cloud, FL 34772 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,910 sqft · built 2019
Lot Size0.13 acres (5,662 sqft)
Owner2 Individual Names on File
Last Sale$281,857 (Aug 2019)
Tax Bill$6,072 (2025)
Deeds & MortgagesDec 2021 Mortgage
Aug 2019 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN20-26-31-3443-0001-0690

Property Details

APN / Parcel Number

Primary APN20-26-31-3443-0001-0690
Alternative APN
  • 263120344300010690

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,910 sqft Living Area
Gross Area2,470 sqft
1st Floor Area1,910 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Effective Year BuiltEffective 2019
Architectural StyleConventional
Exterior MaterialConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area5,662 sqft (0.13 acres)
Garage TypeAttached
Garage Area400 sqft
PorchFinished/Open Porch
Porch Area160 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC

Location & Zoning

Street Address3196 WAUSEON DR
CitySAINT CLOUD
StateFL
Zip34772-8968
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionHANOVER LAKES PH 1 PB 27 PGS 18-23 LOT 69
Legal Range31E
Legal Township26S
Legal Section20
Legal SubdivisionHANOVER LAKES PH 1
Legal Phase1
Legal Lot Number69
JurisdictionOSCEOLA FL
Township / Civil DivisionST. CLOUD
Census Block Group1
Census Block1041
Census Tract43301

Owner

Source: Osceola County records · APN 20-26-31-3443-0001-0690

Assessment roll updated November 26, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3196 WAUSEON DR, SAINT CLOUD, FL 34772-8968
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

DateDocument
Dec 14, 2021Deed of Trust, Mortgage · FHA Mortgage
RUSHMORE LOAN MANAGEMENT SERVICES LLC
Aug 30, 2019Special Warranty Deed, Transfer · FHA Mortgage
EQUITY PRIME MORTGAGE LLC
Mar 27, 2019Grant Deed, Transfer
TRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 30, 2019 · Amount on Record
Deed SaleAug 30, 2019 · Amount on Record
Prior SaleMar 27, 2019 · Amount on Record
Deed Document Number2019112951
Deed Book / Page5582 / 1485
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSCEOLA FL
Property Address3196 WAUSEON DR, SAINT CLOUD, FL 34772-8968
Transaction TypeMortgage
Record UpdatedMay 02, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address3196 WAUSEON DR, SAINT CLOUD, FL 34772-8968

Mortgage

Document Number0061072255
DateDec 14, 2021
Book Page6107/2255
Instrument2021192783
Lender
NameRUSHMORE LOAN MANAGEMENT SERVICES LLC
TypeLending Institution
AddressDALLAS, TX 75234
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term333 Months
DueSep 01, 2049

August 2019: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateAug 30, 2019
Property Address3196 WAUSEON DR, SAINT CLOUD, FL 34772-8968
Document Number0055821485
Book / Page5582 / 1485
Map ReferenceMB 27 PG 18-23
Instrument DateAug 29, 2019
Instrument2019112951
Transaction TypeTransfer
Record UpdatedMay 02, 2022
Title CompanyATTORNEY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$1,973.30
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address605 COMMONWEALTH AVE, 605, ORLANDO, FL 32803-5223

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3196 WAUSEON DR, SAINT CLOUD, FL 34772-8968

Mortgage

Document Number0055821487
DateAug 30, 2019
Instrument5582/1487
Lender
NameEQUITY PRIME MORTGAGE LLC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2049

March 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionOSCEOLA FL
Recording DateMar 27, 2019
Property Address3196 WAUSEON DR, SAINT CLOUD, FL 34772-8968
Document Number0054971965
Book / Page005497 / 001965
Instrument DateMar 22, 2019
Instrument38401
Transaction TypeTransfer
Record UpdatedApr 04, 2019
Title CompanyTRINITY TITLE COMPANY/CTRL FL LLC, TRINITY TITLE CO/CTRL FL LLC

Transaction

AmountAmount Recorded
Tax$1,534.40
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address605 COMMONWEALTH AVE ORLANDO FL 328035223, ORLANDO, FL 32803-5223
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County
MunicipalitySt. Cloud City
Unified School DistrictOsceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$6,072.00 (+6.86%) Homeowner's exemption$312,434 (+5.99%)$335,600 (+0.63%) Land $75,000 Building $260,600
2023$5,682.00 (+2.73%) Homeowner's exemption$294,786 (+3%)$333,500 (+16.53%) Land $70,000 Building $263,500
2022$5,531.00 Homeowner's exemption$286,200 Land $60,000 Building $226,200$286,200 Land $60,000 Building $226,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 100 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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