Kenton County property record for 3196 Summitrun Dr, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,236 sqft · built 2004 |
| Lot Size | 0.14 acres (6,098 sqft) |
| Owner | Individual Name on File |
| Last Sale | $240,000 (Jun 2022) |
| Tax Bill | $2,791 (2025) |
| Deeds & Mortgages | Jun 2022 Sale & Mortgage Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 059-20-01-214.00 |
| Primary APN | 059-20-01-214.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,236 sqft Finished Area |
| Year Built | Built 2004 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 6,098 sqft (0.14 acres) |
| Lot Dimensions | 120 ft deep x 50 ft wide |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 3196 SUMMITRUN DR |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-6720 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLOVER RIDGE SEC 14 LOT 214 |
| Legal Subdivision | CLOVER RIDGE |
| Legal Phase | 14 |
| Legal Lot Number | 214 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 66802 |
3196 Summitrun Dr is owned and occupied by an individual who bought it in June 2022.
Source: Kenton County records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3196 SUMMITRUN DR, INDEPENDENCE, KY 41051-6720 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage CALIBER HOME LOANS INC |
| Oct 23, 2019 | Warranty Deed, Transfer WESBANCO BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 13, 2022 · Amount on File |
| Deed Sale | Jun 13, 2022 · Amount on File |
| Prior Sale | Oct 23, 2019 · Amount on File |
| Deed Document Number | 2022120 |
| Deed Book / Page | 170 / 499 |
| Prior Transfer Date | Feb 7, 2008 |
| Prior Transfer Doc | 0005900043 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Jun 13, 2022 |
| Property Address | 3196 SUMMITRUN DR, INDEPENDENCE, KY 41051-6720 |
| Document Number | 0005900120 |
| Book / Page | 170 / 499 |
| Map Reference | SL A-549 |
| Instrument Date | Jun 8, 2022 |
| Instrument | 22061305900120 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2022 |
| Title Company | 360 AMERICAN TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 504 PQAWNER DR, 504, LAWRENCEBURG, KY 40342 |
| Name | Verified Name |
|---|---|
| Address | 3196 SUMMITRUN DR, INDEPENDENCE, KY 41051-6720 |
| Document Number | 0005900121 |
|---|---|
| Date | Jun 13, 2022 |
| Book Page | 379/148 |
| Instrument | 22061305900121 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Oct 23, 2019 |
| Property Address | 3196 SUMMITRUN DR, INDEPENDENCE, KY 41051-6720 |
| Document Number | 0000000083 |
| Book / Page | 0I4350 / 000135 |
| Instrument Date | Oct 18, 2019 |
| Instrument | 83 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2019 |
| Title Company | NORTHWEST TITLE AGENCY INC, NORTHWEST TITLE AGCY INC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $168.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3196 SUMMITRUN DR INDEPENDENCE KY 410516720, INDEPENDENCE, KY 41051-6720 |
| Document Number | 84 |
|---|---|
| Date | Oct 23, 2019 |
| Book Page | 004350/000138 |
| Instrument | 84 |
| Name | WESBANCO BK |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Oct 22, 2049 |
The 2025 property tax bill for 3196 Summitrun Dr was $2,791.
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Independence City |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $240,000 (-) Land $35,000 Building $205,000 | $240,000 (-) Land $35,000 Building $205,000 | |
| 2025 | $2,791.00 | $240,000 Land $35,000 Building $205,000 | $240,000 Land $35,000 Building $205,000 |
| 2023 | $3,028.00 | $240,000 Land $30,000 Building $210,000 | $240,000 Land $30,000 Building $210,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3196 Summitrun Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3196 Summitrun Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 250 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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