3196 Summit Ct, Grand Junction, CO 81504 Property Records

Mesa County property record for 3196 Summit Ct, Grand Junction, CO 81504

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,423 sqft · built 2002
Lot Size	0.14 acres (6,098 sqft)
Owner	Individual Name on File
Last Sale	$182,000 (Feb 2017)
Tax Bill	$1,565 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`2943-151-40-001`

Property Details

APN / Parcel Number

Primary APN	`2943-151-40-001`
Alternative APN	`R041024`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,423 sqft Living Area
Gross Area	1,885 sqft
1st Floor Area	963 sqft
Upper Floors Area	460 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,098 sqft (0.14 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Slab
Porch Area	64 sqft
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	R041024
Street Address	3196 SUMMIT CT
City	GRAND JUNCTION
State	CO
Zip	81504-5816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 1 BLK 6 SUMMIT VIEW RIDGE SEC 15 1S 1E + AN UNDIV INT IN TRACTS - 0.14AC
Legal Range	001
Legal Township	01S
Legal Section	15
Legal Subdivision	SUMMIT VIEW RIDGE
Legal Block	6
Legal Lot Number	1
Jurisdiction	MESA CO
Township / Civil Division	CLIFTON
Census Block Group	3
Census Block	3000
Census Tract	1707

Owner

3196 Summit Ct is owned and occupied by an individual who bought it in February 2017.

Source: Mesa County records, as of May 6, 2026

Owner of Record	Individual Name on File
Mailing Address	3196 SUMMIT CT, GRAND JUNCTION, CO 81504-5816
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage BAY EQUITY
Feb 28, 2017	Grant Deed, Transfer · FHA Mortgage BAY EQUITY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2017 · Amount on File
Deed Sale	Feb 28, 2017 · Amount on File
Prior Sale	Jul 26, 2016 · Amount on File
Deed Document Number	20172791654
Record Updated	Oct 29, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MESA CO
Property Address	3196 SUMMIT CT, GRAND JUNCTION, CO 81504-5816
Document Number	0002918584
Instrument Date	Mar 20, 2020
Transaction Type	Mortgage
Record Updated	May 29, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3196 SUMMIT CT GRAND JUNCTION CO 815045816, GRAND JUNCTION, CO 81504-5816

Mortgage

Document Number	0002918584
Date	Mar 25, 2020
Instrument	2918584

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 24, 2050

February 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MESA CO
Recording Date	Feb 28, 2017
Property Address	3196 SUMMIT CT, GRAND JUNCTION, CO 81504-5816
Document Number	0002791654
Instrument Date	Feb 21, 2017
Instrument	2791654
Transaction Type	Transfer
Record Updated	Apr 21, 2017
Title Company	LAND TITLE GUARANTEE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$18.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3196 SUMMIT CT GRAND JUNCTION CO 815045816, GRAND JUNCTION, CO 81504-5816

Mortgage

Document Number	2791655
Date	Feb 28, 2017
Instrument	2791655

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 3196 Summit Ct was $1,565, up 13.8% from the year before.

Source: Mesa County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Mesa County
Unified School District	Mesa County Valley School District 51 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,565.00 (+13.82%)	$20,570 (+11.79%) Land $3,690 Building $16,880	$329,150 Land $59,000 Building $270,150
2024	$1,375.00 (+0.59%)	$18,400 (-) Land $3,070 Building $15,330
2023	$1,367.00 (+9.62%)	$18,400 (+11.72%) Land $3,070 Building $15,330	$274,630 Land $45,820 Building $228,810
2022	$1,247.00	$16,470 Land $3,480 Building $12,990
2021			$236,890 Land $50,000 Building $186,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3196 Summit Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2012.

Source: FEMA National Flood Hazard Layer, effective January 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2012–2014)
Claims Outside the SFHA	2 of 2
Most Recent Claim	May 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3196 Summit Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLIFTON WD serves 34,500 people · EPA ID CO0139180
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Clearnetworx Fiber	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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