3196 SE Bonita St, Stuart, FL 34997 Property Records

Martin County property record for 3196 SE Bonita St, Stuart, FL 34997

Property Summary

Property Type	Duplex
Details	2 bd · 2 ba · 1,620 sqft · built 1976
Lot Size	0.202 acres (8,799 sqft)
Owner	Company Name on Record
Last Sale	$189,000 (May 2018)
Tax Bill	$6,161 (2025)
Deeds & Mortgages	May 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-38-41-007-048-0015.0-6-0000`

Property Details

APN / Parcel Number

Primary APN	`37-38-41-007-048-0015.0-6-0000`
Alternative APNs	`37-38-41-007-048-00150-6` `33698`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Units	4 Units
Stories	1 Story
Building Area	1,620 sqft Living Area
1st Floor Area	1,620 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1976
Architectural Style	Duplex Single
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,799 sqft (0.202 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Porch	Open Concrete/Masonry Porch
Porch Area	380 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	33698
Street Address	3196 SE BONITA ST
City	STUART
State	FL
Zip	34997-5108
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R3B
Legal Description	GOLDEN GATE LOTS 15 17 & 19 BLK 48
Legal Range	41E
Legal Township	38S
Legal Section	37
Legal Subdivision	GOLDEN GATE
Legal Block	48
Legal Lot Number	15
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	2
Census Block	2008
Census Tract	1301

Owner

Source: Martin County records, as of September 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	601 HERITAGE DR, JUPITER, FL 33458-2777
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2018 · Amount on Record
Deed Sale	May 23, 2018 · Amount on Record
Prior Sale	Jun 10, 2010 · Amount on Record
Deed Document Number	20182696364
Deed Book / Page	2994 / 1180
Prior Transfer Date	Dec 1, 2009
Prior Transfer Doc	0024251850
Record Updated	Oct 29, 2026

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	May 23, 2018
Property Address	3196 SE BONITA ST, STUART, FL 34997-5108
Document Number	0029941180
Book / Page	002994 / 001180
Instrument Date	May 22, 2018
Instrument	2696364
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,323.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	1015 10TH ST LAKE PARK FL 334032138, LAKE PARK, FL 33403-2138

Mortgage

Document Number	29941182
Date	May 23, 2018
Book Page	002994/001182
Instrument	2696365

Lender

Name	JD REALTY PALM BEACH INC
Address	221 JEFFERSON AVE # 4, MIAMI BEACH, FL 33139-7011

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	180 Months
Due	May 22, 2033

Interest

Rate	6.8%

Tax Assessment & Valuation

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,161.00 (+4.19%)	$271,047 (+21%)	$332,640 (+24.57%) Land $76,000 Building $256,640
2024	$5,913.00 (+8.02%)
2023	$5,474.00 (+10.12%)	$224,007 (+1%)	$267,040 (+18.42%) Land $61,750 Building $205,290
2022	$4,971.00	$203,643	$225,500 Land $61,750 Building $163,750

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	48 (1995–2020)
Claims Outside the SFHA	9 of 48
Most Recent Claim	May 2020
Claims by Event	Hurricane Frances, Sep 2004 · 26 claims Severe Flooding, Oct 1995 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 251 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: T-Mobile.

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