Bedford County property record for 3196 Penicks Mill Rd, Bedford, VA 24523
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,000 sqft · built 1967 |
| Lot Size | 1.55 acres (67,518 sqft) |
| Owner | Individual Name on File |
| Last Sale | $170,000 (May 2026) |
| Tax Bill | $525 (2026) |
| Deeds & Mortgages | May 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 90 A 20A |
| Primary APN | 90 A 20A |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,000 sqft Living Area |
| 1st Floor Area | 1,000 sqft |
| Basement Area | 1,000 sqft |
| Unfinished Basement | 1,000 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Architectural Style | Ranch |
| Exterior Material | Brick |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 67,518 sqft (1.55 acres) |
| Deck Area | 312 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 3196 PENICKS MILL RD |
|---|---|
| City | BEDFORD |
| State | VA |
| Zip | 24523-1883 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CAMP CR |
| Legal Subdivision | CAMP CR |
| Jurisdiction | BEDFORD VA |
| Township / Civil Division | 7 |
| Census Block Group | 1 |
| Census Block | 1024 |
| Census Tract | 30401 |
3196 Penicks Mill Rd is owned by an individual who bought it in May 2026.
Source: Bedford County records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3196 PENICKS MILL RD, &, BEDFORD, VA 24523-1883 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 22, 2026 · Amount on File |
| Deed Sale | May 22, 2026 · Amount on File |
| Deed Document Number | 20264624 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | May 22, 2026 |
| Property Address | 3196 PENICKS MILL RD, BEDFORD, VA 24523-1883 |
| Document Number | 0000004624 |
| Instrument Date | May 22, 2026 |
| Instrument | 20264624 |
| Transaction Type | Transfer |
| Record Updated | Jun 5, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $17,170.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3196 PENICKS MILL RD, BEDFORD, VA 24523-1883 |
| Document Number | 0000004625, |
|---|---|
| Date | May 22, 2026 |
| Instrument | 20264625 |
| Name | MORTGAGE RESEARCH CTR |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
The 2026 property tax bill for 3196 Penicks Mill Rd was $525.
Source: Bedford County assessment roll, as of July 23, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Unified School District | Bedford County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $525.00 | $128,100 (-) Land $30,000 Building $98,100 | |
| 2025 | $525.00 | $128,100 Land $30,000 Building $98,100 | |
| 2023 | $525.00 Additional exemption filed | $64,050 | $128,100 Land $30,000 Building $98,100 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3196 Penicks Mill Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 29, 2010
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 3196 Penicks Mill Rd is low, with a 0.07% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · above 62% of Virginia |
|---|---|
| Wildfire Likelihood | 0.07% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ZiTEL Fiber | 960 / 960 |
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