Alameda County property record for 3196 Lucerne Ct, Castro Valley, CA 94546
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,386 sqft · built 1960 |
| Lot Size | 0.143 acres (6,240 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,867 (2025) |
| Deeds & Mortgages | Jan 2022 Line of Credit May 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 84B-529-17-1 |
| Primary APN | 84B-529-17-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,386 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1961 |
| Architectural Style | Custom Design |
| Construction Type | Wood |
| Lot Area | 6,240 sqft (0.143 acres) |
| Street Address | 3196 LUCERNE CT |
|---|---|
| City | CASTRO VALLEY |
| State | CA |
| Zip | 94546-3340 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 00016 BLK: TR: 2106 |
| Legal Subdivision | CASTRO VALLEY |
| Legal Tract | 2106 |
| Legal Lot Number | 16 |
| Jurisdiction | ALAMEDA CA |
| Township / Civil Division | HAYWARD |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 430700 |
3196 Lucerne Ct is owned and occupied by an individual.
Source: Alameda County records, as of August 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3196 LUCERNE CT, CASTRO VALLEY, CA 94546-3340 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 18, 2022 | Deed of Trust, Mortgage · Line of Credit FREMONT BANK |
| May 13, 2019 | Deed of Trust, Mortgage · Line of Credit FREMONT BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 3196 LUCERNE CT, CASTRO VALLEY, CA 94546-3340 |
| Transaction Type | Mortgage |
| Record Updated | Feb 4, 2022 |
| Title Company | TIMIOS INC |
| Name | Verified Name |
|---|---|
| Address | 3196 LUCERNE CT, CASTRO VALLEY, CA 94546-3340 |
| Document Number | 0000011501 |
|---|---|
| Date | Jan 18, 2022 |
| Instrument | 2022011501 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 20, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALAMEDA CA |
| Property Address | 3196 LUCERNE CT, CASTRO VALLEY, CA 94546-3340 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000087680 |
|---|---|
| Date | May 13, 2019 |
| Instrument | 2019087680 |
| Name | FREMONT BANK |
|---|---|
| Type | Bank |
| Address | LIVERMORE, CA 94551 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | May 8, 2044 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 3196 Lucerne Ct was $3,867 with a homeowner's exemption.
Source: Alameda County assessment roll, as of August 5, 2026
| Type | Name |
|---|---|
| State | California |
| County | Alameda County |
| Unified School District | Castro Valley Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $259,266 (-0.68%) Land $118,763 Building $147,503 | ||
| 2025 | $3,867.00 Homeowner's exemption | $261,046 Land $116,435 Building $144,611 | |
| 2023 | $3,690.00 Homeowner's exemption | $250,910 Land $111,914 Building $138,996 | $1,033,740 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3196 Lucerne Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2009.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2009–2010) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jan 2010 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3196 Lucerne Ct is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST BAY MUD serves 1,468,000 people · EPA ID CA0110005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2021 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 769 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Telecom Fiber | 10,000 / 10,000 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks, Unwired, Verizon.
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