3196 Lucas Dr, Lafayette, CA 94549 Property Records

Contra Costa County property record for 3196 Lucas Dr, Lafayette, CA 94549

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,202 sqft · built 1957
Lot Size	0.248 acres (10,800 sqft)
Owner	2 Company Names on Record
Tax Bill	$6,014 (2025)
Deeds & Mortgages	Apr 2021 Mortgage Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`238-133-013-9`

Property Details

APN / Parcel Number

Primary APN	`238-133-013-9`
Alternative APN	`238-133-013`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	2,202 sqft Living Area
1st Floor Area	2,202 sqft

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1985
Lot Area	10,800 sqft (0.248 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3196 LUCAS DR
City	LAFAYETTE
State	CA
Zip	94549-5558
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 2078 LOT 19
Legal Subdivision	WAVERLY FARMS
Legal Tract	2078
Legal Lot Number	19
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	CENTRAL CONTRA COSTA
Census Block Group	2
Census Block	2022
Census Tract	341000

Owner

Source: Contra Costa County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3196 LUCAS DR, LAFAYETTE, CA 94549-5558
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 14, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Nov 19, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Oct 17, 2022	Deed of Trust, Mortgage · Commercial Mortgage ROCKET MORTGAGE LLC
Apr 5, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Apr 5, 2019	Deed of Trust, Mortgage · Line of Credit QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Aug 21, 2007
Transfer Doc	0000242487
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3196 LUCAS DR, LAFAYETTE, CA 94549-5558
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK TITLE CALIFORNIA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3196 LUCAS DR, LAFAYETTE, CA 94549-5558

Mortgage

Document Number	0000112103
Date	Apr 14, 2021
Instrument	2021-112103

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	175 Months
Due	Nov 1, 2035

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3196 LUCAS DR, LAFAYETTE, CA 94549-5558
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3196 LUCAS DR, LAFAYETTE, CA 94549-5558

Mortgage

Document Number	0000320594
Date	Nov 19, 2021
Instrument	2021-320594

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

Interest

Rate Type	Fixed Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3196 LUCAS DR, LAFAYETTE, CA 94549-5558
Transaction Type	Mortgage
Record Updated	Nov 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3196 LUCAS DR, LAFAYETTE, CA 94549-5558

Mortgage

Document Number	0000154805
Date	Oct 17, 2022
Instrument	2022-154805

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	358 Months
Due	Aug 8, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3196 LUCAS DR, LAFAYETTE, CA 94549-5558
Document Number	0000051302
Instrument Date	Apr 5, 2019
Transaction Type	Mortgage
Record Updated	Apr 24, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	3196 LUCAS DR LAFAYETTE CA 945495558, LAFAYETTE, CA 94549-5558

Mortgage

Document Number	0000051302
Date	Apr 15, 2019
Instrument	51302

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 14, 2034

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3196 LUCAS DR, LAFAYETTE, CA 94549-5558
Document Number	0000052574
Instrument Date	Apr 5, 2019
Transaction Type	Mortgage
Record Updated	May 10, 2019
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	3196 LUCAS DR LAFAYETTE CA 945495558, LAFAYETTE, CA 94549-5558

Mortgage

Document Number	0000052574
Date	Apr 16, 2019
Instrument	52574

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 15, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	Lafayette City
Secondary School District	Acalanes Union High School District (09 - 12)
Elementary School District	Lafayette Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$495,194 (+2%) Land $173,264 Building $321,930
2025	$6,014.00 (-14.9%) Homeowner's exemption	$485,485 (+4.04%) Land $169,867 Building $315,618
2023	$7,067.00 (+1.61%) Homeowner's exemption	$466,635 Land $163,272 Building $303,363
2022	$6,955.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	6 (1982–2005)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Dec 2005 · Severe Storms, Flooding, Mudslides, And Landslides
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 2 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · lower than 74% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 125 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Etheric Networks.

Cell Coverage

5G (outdoors only) and 4G LTE

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