Ottawa County property record for 3196 Lowingside Dr, Jenison, MI 49428 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,950 sqft · built 2018 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on File |
| Last Sale | $325,000 (Jul 2020) |
| Tax Bill | $4,928 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Sep 2022 Mortgage + 4 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 70-14-05-497-012 |
| Primary APN | 70-14-05-497-012 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 1,950 sqft Living Area |
| 1st Floor Area | 1,148 sqft |
| Basement Area | 768 sqft |
| Unfinished Basement | 768 sqft |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Area | 664 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3196 LOWINGSIDE DR |
|---|---|
| City | JENISON |
| State | MI |
| Zip | 49428-8781 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 206 LOWING WOODS NO 8 |
| Legal Range | 14W |
| Legal Township | 8N |
| Legal Section | 05 |
| Legal Subdivision | LOWING WOODS # 8 |
| Legal Lot Number | 206 |
| Jurisdiction | OTTAWA MI |
| Township / Civil Division | GEORGETOWN |
| Census Block Group | 3 |
| Census Block | 3013 |
| Census Tract | 24600 |
Source: Ottawa County records · APN 70-14-05-497-012
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3196 LOWINGSIDE DR, JENISON, MI 49428-8781 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
| Date | Document |
|---|---|
| Sep 27, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Sep 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU |
| Oct 28, 2025 | Intrafamily Transfer, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Jul 06, 2020 | Warranty Deed, Transfer · Conventional Mortgage NEIGHBORHOOD LOANS |
| May 31, 2018 | Warranty Deed, Subdivision Related Transfer · Conventional Mortgage AMERIFIRST FINANCIAL CORP |
| Dec 20, 2017 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 06, 2020 · Amount on Record |
| Deed Sale | Jul 06, 2020 · Amount on Record |
| Prior Sale | May 31, 2018 · Amount on Record |
| Deed Document Number | 202027002 |
| Last Transfer Date | Jul 21, 2025 |
| Transfer Doc | 20250030254 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 3196 LOWINGSIDE DR, JENISON, MI 49428-8781 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3196 LOWINGSIDE DR, JENISON, MI 49428-8781 |
| Document Number | 20210048628 |
|---|---|
| Date | Sep 27, 2021 |
| Instrument | 2021-0048628 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA MI |
| Property Address | 3196 LOWINGSIDE DR, JENISON, MI 49428-8781 |
| Transaction Type | Mortgage |
| Record Updated | Nov 06, 2025 |
| Name | Verified Name |
|---|---|
| Address | 3196 LOWINGSIDE DR, JENISON, MI 49428-8781 |
| Document Number | 20220032449 |
|---|---|
| Date | Sep 13, 2022 |
| Instrument | 2022-0032449 |
| Name | LAKE MICHIGAN CU |
|---|---|
| Type | Credit Union |
| Address | GRAND RAPIDS, MI 49512 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 01, 2037 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Oct 28, 2025 |
| Property Address | 3196 LOWINGSIDE DR, JENISON, MI 49428-8781 |
| Document Number | 20250030254 |
| Instrument Date | Jul 21, 2025 |
| Instrument | 2025-0030254 |
| Transaction Type | Transfer |
| Record Updated | Nov 06, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3160 ELMWOOD PARK DR, HUDSONVILLE, MI 49426-1167 |
| Name | Verified Name |
|---|---|
| Address | 3196 LOWINGSIDE DR, JENISON, MI 49428-8781 |
| Document Number | 20250030255 |
|---|---|
| Date | Oct 28, 2025 |
| Instrument | 2025-0030255 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Jul 06, 2020 |
| Property Address | 3196 LOWINGSIDE DR, JENISON, MI 49428-8781 |
| Document Number | 20200027002 |
| Instrument Date | Jun 26, 2020 |
| Instrument | 2020-0027002 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | SUN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,795.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3196 LOWINGSIDE DR, 3196, JENISON, MI 49428-8781 |
| Name | Verified Name |
|---|---|
| Address | 3196 LOWINGSIDE DR, JENISON, MI 49428-8781 |
| Document Number | 20200027003 |
|---|---|
| Date | Jul 06, 2020 |
| Instrument | 2020-0027003 |
| Name | NEIGHBORHOOD LOANS |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | May 31, 2018 |
| Property Address | 3196 LOWINGSIDE DR, JENISON, MI 49428-8781 |
| Document Number | 20180018972 |
| Map Reference | DOC2016-0013391 |
| Instrument Date | May 25, 2018 |
| Instrument | 2018-0018972 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Aug 12, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,562.80 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1188 E PARIS AVE SE STE 100, 1188, GRAND RAPIDS, MI 49546-8350 |
| Name | Verified Name |
|---|---|
| Address | 3196 LOWINGSIDE DR, JENISON, MI 49428-8781 |
| Document Number | 20180018973 |
|---|---|
| Date | May 31, 2018 |
| Instrument | 2018-0018973 |
| Name | AMERIFIRST FINANCIAL CORP |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA MI |
| Recording Date | Dec 20, 2017 |
| Property Address | 3196 LOWINGSIDE DR, JENISON, MI 49428-8781 |
| Document Number | 20170047821 |
| Map Reference | DOC2016-0013391 |
| Instrument Date | Dec 20, 2017 |
| Instrument | 2017-0047821 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $460.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1188 E PARIS AVE SE STE 100, 1188, GRAND RAPIDS, MI 49546-8350 |
| Name | Verified Name |
|---|---|
| Address | 1188 E PARIS AVE SE STE 100, 100, GRAND RAPIDS, MI 49546-8350 |
Source: Ottawa County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ottawa County |
| County Subdivision | Georgetown Charter Township |
| Unified School District | Jenison Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $198,500 (-1.93%) | $397,000 (-1.93%) | |
| 2025 | $4,928.00 (+3.83%) Homeowner's exemption | $202,400 (+23.94%) | $404,800 (+23.94%) |
| 2024 | $4,746.00 (+9.96%) | ||
| 2023 | $163,300 | $326,600 | |
| 2022 | $4,316.00 |
Source: FEMA National Flood Hazard Layer, Ottawa County (26139C), updated October 20, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 261390246003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 52% of Michigan |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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