3196 Jacobs Cir, Kalamazoo, MI 49009 Property Records

Kalamazoo County property record for 3196 Jacobs Cir, Kalamazoo, MI 49009

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,112 sqft · built 2006
Lot Size	0.218 acres (9,530 sqft)
Owner	2 Individual Names on Record
Last Sale	$263,000 (Dec 2013)
Tax Bill	$7,737 (2025)
Deeds & Mortgages	Dec 2013 Mortgage Oct 2009 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`05-26-360-002`

Property Details

APN / Parcel Number

Primary APN	`05-26-360-002`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,112 sqft Living Area
1st Floor Area	2,112 sqft
Basement Area	2,112 sqft
Unfinished Basement	2,112 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Ranch
Lot Area	9,530 sqft (0.218 acres)
Garage Area	442 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3196 JACOBS CIR
City	KALAMAZOO
State	MI
Zip	49009-4420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2 RES
Legal Description	NEW VILLAGE PLACE ESTATES, UNIT 2 **12/06 PLATTED 26-355-040 & 35-105-010 INTO 26-360-001 THRU 027** SPLIT ON 09/25/2006
Legal Subdivision	NEW VILLAGE PLACE ESTATES
Legal Unit	2
Jurisdiction	KALAMAZOO MI
Township / Civil Division	OSHTEMO
Census Block Group	1
Census Block	1004
Census Tract	2910

Owner

Source: Kalamazoo County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3196 JACOBS CIR, KALAMAZOO, MI 49009-4420
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2013	Deed of Trust, Mortgage · Conventional Mortgage LAKE MICHIGAN CU
Oct 28, 2009	Deed of Trust, Mortgage · Conventional Mortgage BANK OF ANN ARBOR
Jun 3, 2022	Intrafamily Transfer, Transfer
Nov 21, 2006	Warranty Deed, Construction Loan · Construction Mortgage COUNTRYWIDE HOME LOANS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 12, 2013 · Amount on Record
Deed Sale	Dec 12, 2013 · Amount on Record
Prior Sale	Nov 6, 2009 · Amount on Record
Deed Document Number	201349152
Last Transfer Date	May 13, 2022
Transfer Doc	2022018932
Record Updated	Oct 29, 2026

December 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	3196 JACOBS CIR, KALAMAZOO, MI 49009-4420
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	PPR TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2013048223
Date	Dec 3, 2013
Instrument	2013-048223

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Dec 1, 2028

October 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KALAMAZOO MI
Property Address	3196 JACOBS CIR, KALAMAZOO, MI 49009-4420
Transaction Type	Mortgage
Record Updated	Jun 9, 2026
Title Company	E-CHICAGO TITLE, CHICAGO TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2009036937
Date	Oct 28, 2009
Instrument	2009-036937

Lender

Name	BANK OF ANN ARBOR
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2039

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KALAMAZOO MI
Recording Date	Jun 3, 2022
Property Address	3196 JACOBS CIR, KALAMAZOO, MI 49009-4420
Document Number	2022018932
Map Reference	DOC 2006-038426
Instrument Date	May 13, 2022
Instrument	2022-018932
Transaction Type	Transfer
Record Updated	Jun 21, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3196 JACOBS CIR, KALAMAZOO, MI 49009-4420

November 2006: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	KALAMAZOO MI
Recording Date	Nov 21, 2006
Property Address	3196 JACOBS CIR, KALAMAZOO, MI 49009-4420
Document Number	2006050597
Instrument Date	Nov 17, 2006
Instrument	2006-050597
Transaction Type	Construction Loan
Record Updated	Jun 9, 2026
Title Company	DEVON TITLE

Transaction

Amount	Amount Recorded
Tax	$344.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	940 N 10TH ST # ST200, ST200, KALAMAZOO, MI 49009-6095

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	338 N PARHAM RD, BRONSON, MI 49028-9357

Mortgage

Document Number	2006050599
Date	Nov 21, 2006
Instrument	2006-050599

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	367 Months
Due	Jun 1, 2037

Interest

Rate Type	Adjustable Rate
Rate	6.37%
Adjustable	Adjustable Rate Rider
Change Frequency	Annually
Min Rate At Change	4.37%
Max Rate At Change	8.37%
Index	1-Year LIBOR
Max Rate	12.3%

Mortgage

Document Number	2006050600
Date	Nov 21, 2006
Instrument	2006-050600

Lender

Name	COUNTRYWIDE HOME LOANS INC
Type	Lending Institution

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Change Frequency	Monthly

Tax Assessment & Valuation

Source: Kalamazoo County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Kalamazoo County
County Subdivision	Oshtemo Charter Township
Unified School District	Kalamazoo Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$325,600 (+11.05%)	$651,200 (+11.05%)
2025	$7,737.00 (+29.62%) Homeowner's exemption	$293,200 (+19.82%)	$586,400 (+19.82%)
2023		$244,700	$489,400
2019	$5,969.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 8, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 157 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Metronet.

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