3196 Illuminate Pl, Melbourne, FL 32940 Property Records

Brevard County property record for 3196 Illuminate Pl, Melbourne, FL 32940

Property Summary

Property Type	Single Family Home
Details	1,602 sqft · built 2022
Lot Size	0.21 acres (9,148 sqft)
Owner	2 Individual Names on File
Last Sale	$503,000 (Aug 2022)
Tax Bill	$5,905 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-36-20-XV-EE-7`

Property Details

APN / Parcel Number

Primary APN	`26-36-20-XV-EE-7`
Alternative APNs	`26-36-20-XV-000EE.0-0007.00` `3024882`

Interior

Stories	1 Story
Building Area	1,602 sqft Living Area
Gross Area	2,581 sqft
1st Floor Area	1,602 sqft

Exterior

Year Built	Built 2022
Effective Year Built	Effective 2023
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	9,148 sqft (0.21 acres)
Garage Type	Attached
Garage Area	525 sqft
Porch	Finished/Open Porch
Porch Area	454 sqft
Deck Area	740 sqft

Location & Zoning

Account Number	3024882
Street Address	3196 ILLUMINATE PL
City	MELBOURNE
State	FL
Zip	32940-4202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SENDERO COVE & SIERRA COVE AT ADDISON VILLAGE - PHASE 3 BLK EE LOT 7
Legal Range	36E
Legal Township	26S
Legal Section	20
Legal Subdivision	SENDERO COVE & SIERRA COVE AT ADDISON VI
Legal Phase	3
Legal Block	EE
Legal Lot Number	7
Jurisdiction	BREVARD FL
Township / Civil Division	WEST BREVARD
Census Block Group	1
Census Block	1045
Census Tract	71353

Owner

3196 Illuminate Pl is owned and occupied by two individuals who bought it in August 2022.

Source: Brevard County records, as of August 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3196 ILLUMINATE PL, MELBOURNE, FL 32940-4202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2022 · Amount on File
Deed Sale	Aug 22, 2022 · Amount on File
Deed Document Number	2022206968
Deed Book / Page	9592 / 2980
Prior Transfer Date	Oct 1, 2021
Prior Transfer Doc	0000258864
Record Updated	Sep 20, 2026

August 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	BREVARD FL
Recording Date	Aug 22, 2022
Property Address	3196 ILLUMINATE PL, MELBOURNE, FL 32940-4202
Document Number	0095922980
Book / Page	9592 / 2980
Map Reference	MB 69 PG 56-62
Instrument Date	Aug 19, 2022
Instrument	2022206968
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 16, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,521.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7380 MURRELL RD STE 202, 202, VIERA, FL 32940-8130

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3196 ILLUMINATE PL, MELBOURNE, FL 32940-4202

Mortgage

Document Number	0000095931
Date	Aug 22, 2022
Instrument	9593/1

Lender

Name	GREENBOX LOANS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 3196 Illuminate Pl was $5,905 with a homeowner's exemption.

Source: Brevard County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Brevard County
Unified School District	Brevard County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,760 (+2.7%)	$480,240 (+2.58%)
2025	$5,905.00 Homeowner's exemption	$453,520	$468,160 Land $110,000 Building $358,160
2023	$5,520.00 (+381.68%) Homeowner's exemption	$427,910 (+397.57%) Land $75,000 Building $352,910	$427,910 (+397.57%) Land $75,000 Building $352,910
2022	$1,146.00	$86,000 Land $86,000	$86,000 Land $86,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3196 Illuminate Pl in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 526 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	526 in force
Nearby Flood Claims	2 (2006–2022)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3196 Illuminate Pl is high, ranking above 82% of the US, with a 0.9% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 82% of the US · above 73% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF COCOA serves 294,039 people · EPA ID FL3050223
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 221 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Spectrum Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20