3196 Fair Acres Ln, Spring Valley, CA 91978 Property Records

San Diego County property record for 3196 Fair Acres Ln, Spring Valley, CA 91978

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,074 sqft · built 1966
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$495,000 (Jun 2016)
Tax Bill	$6,846 (2025)
Deeds & Mortgages	Aug 2022 Mortgage Jul 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`596-230-01-00`

Property Details

APN / Parcel Number

Primary APN	`596-230-01-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Building Area	2,074 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Lot Area	43,560 sqft
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3196 FAIR ACRES LN
City	SPRING VALLEY
State	CA
Zip	91978-2336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Description	LOT 11 NLY 1 AC OF TR 001508
Legal Subdivision	FAIR OAKS
Legal Tract	001508
Legal Block	2
Legal Lot Number	11
Jurisdiction	SAN DIEGO CA
Township / Civil Division	JAMUL
Census Block Group	2
Census Block	2009
Census Tract	21305

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3196 FAIR ACRES LN, SPRING VALLEY, CA 91978-2336
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Aug 11, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage MISSION FCU
Jul 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2016 · Amount on Record
Deed Sale	Jun 23, 2016 · Amount on Record
Prior Sale	Jul 20, 2001 · Amount on Record
Deed Document Number	2016312611
Last Transfer Date	Jul 28, 2022
Transfer Doc	0000325493
Record Updated	Sep 20, 2026

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 11, 2022
Property Address	3196 FAIR ACRES LN, SPRING VALLEY, CA 91978-2336
Document Number	0000325493
Map Reference	MAP 1508
Instrument Date	Jul 28, 2022
Instrument	2022-0325493
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	CALIFORNIA MEMBERS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3196 FAIR ACRES LN, SPRING VALLEY, CA 91978-2336

Mortgage

Document Number	0000325494
Date	Aug 11, 2022
Instrument	2022-0325494

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Sep 1, 2027
Change Frequency	5 Years
Min Rate At Change	2%
Max Rate At Change	4.75%
Index	5-Year CMT
Max Rate	7.75%

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3196 FAIR ACRES LN, SPRING VALLEY, CA 91978-2336
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000372090
Date	Jul 13, 2020
Instrument	2020-0372090

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Elementary School District	Cajon Valley Union Elementary School District (KG - 08)
Secondary School District	Grossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$597,687 (+2%) Land $194,024 Building $403,663
2025	$6,846.00 (+2.06%) Homeowner's exemption	$585,969 (+4.04%) Land $190,220 Building $395,749
2023	$6,708.00 (+1.61%) Homeowner's exemption	$563,218 Land $182,835 Building $380,383
2022	$6,602.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 80% of the US · above 58% of California
Wildfire Likelihood	0.5% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Sycuan tribal government · serves 12,350 people · EPA ID 090605024
Water Source	Purchased surface water from PADRE DAM MWD
Last State Inspection	Aug 2023
Also Mapped Here	OTAY WATER DISTRICT, SAN DIEGO COUNTY WATER AUTHORITY
Lead	3 ppb (2025) action level 15 ppb
Copper	1.53 mg/L (2017) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 149 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
San Diego Broadband Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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