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3196 Calhoun Dr, Saint Charles, MO 63301 Property Records

St. Charles County property record for 3196 Calhoun Dr, Saint Charles, MO 63301

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,531 sqft · built 2013
Lot Size0.13 acres (5,663 sqft)
Owner2 Individual Names on Record
Last Sale$245,000 (Mar 2015)
Tax Bill$4,986 (2025)
Deeds & MortgagesApr 2021 Mortgage
Aug 2020 Mortgage
Flood ZoneZone X (moderate risk)
APNT070500508

Property Details

APN / Parcel Number

Primary APNT070500508
Alternative APN
  • 5-116C-A006-00-043B.0000000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area2,531 sqft Living Area
Gross Area4,151 sqft
1st Floor Area1,351 sqft
Basement Area1,180 sqft

Exterior

Year BuiltBuilt 2013
Effective Year BuiltEffective 2013
Architectural StyleBi-Level
Exterior MaterialBrick/Stone
Lot Area5,663 sqft (0.13 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating FuelGas
SewerConnected

Location & Zoning

Account NumberT070500508
Street Address3196 CALHOUN DR
CitySAINT CHARLES
StateMO
Zip63301-4795
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCHARLESTOWNE #2 AMEND LOT 43B
Legal SubdivisionCHARLESTOWNE #2
Legal Lot Number43B
JurisdictionST CHARLES MO
Township / Civil DivisionRIVERS
Census Block Group2
Census Block2024
Census Tract310201

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3196 CALHOUN DR, SAINT CHARLES, MO 63301-4795
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 15, 2021Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE
Aug 17, 2020Deed of Trust, Mortgage · VA Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 9, 2015 · Amount on Record
Deed SaleMar 9, 2015 · Amount on Record
Deed Document Number2015133750
Deed Book / Page6317 / 1357
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3196 CALHOUN DR, SAINT CHARLES, MO 63301-4795
Transaction TypeMortgage
Record UpdatedApr 28, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address3196 CALHOUN DR, SAINT CHARLES, MO 63301-4795

Mortgage

Document Number2021R033125
DateApr 15, 2021
Instrument2021R-033125
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term293 Months
DueSep 1, 2045

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address3196 CALHOUN DR, SAINT CHARLES, MO 63301-4795
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0073730997
DateAug 17, 2020
Book Page7373/997
Instrument20200817000590030
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term301 Months
DueSep 1, 2045

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalitySt. Charles City
Unified School DistrictOrchard Farm R-V School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$76,459 (-)$402,415 (-) Land $55,500 Building $346,915
2025$4,986.00$76,459 (+4.19%)$402,415 (+4.19%) Land $55,500 Building $346,915
2023$73,382
2022$386,221 Land $50,000 Building $336,221

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 81 policies
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies81 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimSep 2021 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST CHARLES PWS
serves 78,961 people · EPA ID MO6010707
Water SourcePurchased surface water from several systems
Last State InspectionOct 2024
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 688 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber		5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000

May also be available: T-Mobile, Verizon.

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