3196 Bell Ln, El Centro, CA 92243 Property Records

Imperial County property record for 3196 Bell Ln, El Centro, CA 92243

Property Summary

Property Type	Single Family Home
Details	2,271 sqft · built 2004
Lot Size	0.504 acres (21,969 sqft)
Owner	2 Company Names on File
Last Sale	$55,500 (Sep 2003)
Tax Bill	$2,771 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`054-360-062-000`

Property Details

APN / Parcel Number

Primary APN	`054-360-062-000`
Alternative APNs	`0543606201` `05436062`

Interior

Stories	1 Story
Building Area	2,271 sqft Living Area
1st Floor Area	2,271 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Wood
Lot Area	21,969 sqft (0.504 acres)
Garage Type	Attached
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3196 BELL LN
City	EL CENTRO
State	CA
Zip	92243-6724
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 TR 900-DANENBERG ESTATES OF N2 TR 140 16-14 .50AC
Legal Subdivision	DANENBERG ESTATES
Legal Tract	900-,140
Legal Block	1
Legal Lot Number	3
Jurisdiction	IMPERIAL CA
Township / Civil Division	EL CENTRO
Census Block Group	1
Census Block	1005
Census Tract	11803

Owner

Source: Imperial County records · APN 054-360-062-000

Assessment roll updated August 18, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	3196 BELL LN, EL CENTRO, CA 92243-6724
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2022	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Apr 24, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Aug 02, 2018	Intrafamily Transfer, Transfer · VA Mortgage AHL FUNDING
Aug 02, 2018	Quit Claim Deed, Transfer ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Sep 29, 2003 · Amount on Record
Deed Sale	Sep 29, 2003 · Amount on Record
Prior Sale	Jul 31, 2002 · Amount on Record
Deed Document Number	200329603
Deed Book / Page	2241 / 580
Last Transfer Date	Jul 26, 2018
Transfer Doc	0000014332
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	3196 BELL LN, EL CENTRO, CA 92243-6724
Transaction Type	Mortgage
Record Updated	Sep 27, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3196 BELL LN, EL CENTRO, CA 92243-6724

Mortgage

Document Number	0000001127
Date	Jan 14, 2022
Instrument	2022001127

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	IMPERIAL CA
Property Address	3196 BELL LN, EL CENTRO, CA 92243-6724
Document Number	0000008011
Instrument Date	Apr 24, 2019
Transaction Type	Mortgage
Record Updated	Jun 25, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3196 BELL LN EL CENTRO CA 922436724, EL CENTRO, CA 92243-6724

Mortgage

Document Number	0000008011
Date	May 07, 2019
Instrument	8011

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 06, 2049

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	IMPERIAL CA
Recording Date	Aug 02, 2018
Property Address	3196 BELL LN, EL CENTRO, CA 92243-6724
Document Number	0000014332
Map Reference	MB 16 PG 1
Instrument Date	Jul 26, 2018
Instrument	2018014332
Transaction Type	Transfer
Record Updated	Aug 20, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3196 BELL LN, EL CENTRO, CA 92243-6724

Mortgage

Document Number	0000014333
Date	Aug 02, 2018
Instrument	2018014333

Lender

Name	AHL FUNDING
Type	Non-Lending Institution
Address	IRVINE, CA 92614

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2048

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	IMPERIAL CA
Recording Date	Aug 02, 2018
Property Address	3196 BELL LN, EL CENTRO, CA 92243-6724
Document Number	0000014331
Instrument Date	Jul 13, 2018
Instrument	14331
Transaction Type	Transfer
Record Updated	Sep 21, 2018
Title Company	ORANGE COAST TITLE COMPANY, ORANGE COAST TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	3196 BELL LN EL CENTRO CA 922436724, EL CENTRO, CA 92243-6724

Tax Assessment & Valuation

Source: Imperial County records · Assessment roll updated August 18, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Imperial County
Municipality	El Centro City
Secondary School District	Central Union High School District (09 - 12)
Elementary School District	McCabe Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2026		$436,457 (+18.12%) Land $80,474 Building $355,983
2025	$2,771.00 (-32.18%)
2023	$4,086.00 (+0.42%)	$369,500 Land $87,000 Building $282,500
2022	$4,069.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 18, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile USA, Verizon.

Based on FCC filings for 317 locations within half a mile of this property.

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