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3196 Anniston Dr, Cincinnati, OH 45248 Property Records

Hamilton County property record for 3196 Anniston Dr, Cincinnati, OH 45248

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,765 sqft · built 1964
Lot Size0.289 acres (12,589 sqft)
Owner2 Individual Names on Record
Last Sale$265,000 (Nov 2020)
Tax Bill$4,828 (2025)
Deeds & MortgagesDec 2025 Transfer
Sep 2022 Line of Credit
+ 4 more
Flood ZoneZone X (minimal risk)
APN550-0162-0485-00

Property Details

APN / Parcel Number

Primary APN550-0162-0485-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,765 sqft Living Area
Gross Area4,014 sqft
1st Floor Area1,765 sqft
Basement Area1,765 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1964
Effective Year BuiltEffective 1964
Architectural StyleConventional
Exterior MaterialBrick
Construction TypeBrick
Roof MaterialAsphalt
Lot Area12,589 sqft (0.289 acres)
Lot Dimensions143 ft deep x 75.1 ft wide
Garage TypeAttached
Garage Area484 sqft
Parking Spaces2 Parking Spaces
Patio Area348 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelOil

Location & Zoning

Street Address3196 ANNISTON DR
CityCINCINNATI
StateOH
Zip45248-5041
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeB
Legal DescriptionANNISTON DR 75.07 X 143.31 IRR LOT 34 WERKMEADOWS SUB BLK C
Legal SubdivisionWERKMEADOWS SUB
Legal BlockC
Legal Lot Number34
JurisdictionHAMILTON OH
Township / Civil DivisionGREEN
Census Block Group3
Census Block3002
Census Tract21003

Owner

Source: Hamilton County records, as of January 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing Address3196 ANNISTON DR, CINCINNATI, OH 45248-5041
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 4, 2025Transfer on Death Deed, Transfer
Sep 9, 2022Deed of Trust, Mortgage · Line of Credit
EAGLE BANK
Nov 29, 2021Correction Deed
Nov 2, 2020Loan Modification, Mortgage
EAGLE SVGS BK
Nov 19, 2020Warranty Deed, Transfer
ATTORNEY ONLY
Mar 15, 2018Deed, Transfer · Conventional Mortgage
UNION SAVINGS BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 2020 · Amount on Record
Deed SaleNov 19, 2020 · Amount on Record
Prior SaleMar 15, 2018 · Amount on Record
Deed Document Number2020122168
Deed Book / Page14299 / 2202
Prior Transfer DateJan 21, 1994
Prior Transfer Doc0000021207
Record UpdatedOct 29, 2026

December 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionHAMILTON OH
Recording DateDec 4, 2025
Property Address3196 ANNISTON DR, CINCINNATI, OH 45248-5041
Document Number0000094618
Book / Page15555 / 201
Map ReferenceMB 112 PG 93&94
Instrument DateDec 2, 2025
Instrument2025-0094618
Transaction TypeTransfer
Record UpdatedJan 22, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust

September 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHAMILTON OH
Property Address3196 ANNISTON DR, CINCINNATI, OH 45248-5041
Transaction TypeMortgage
Record UpdatedOct 31, 2022
Title CompanyLAWYERS TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000086497
DateSep 9, 2022
Book Page14748/2253
Instrument2022-0086497
Lender
NameEAGLE BANK
TypeBank
AddressCINCINNATI, OH 45248
Agreement
TypeLine of Credit
AmountAmount Recorded
Term291 Months
DueDec 25, 2046
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2021: Correction Deed

Document TypeCorrection Deed
JurisdictionHAMILTON OH
Recording DateNov 29, 2021
Property Address3196 ANNISTON DR, CINCINNATI, OH 45248-5041
Document Number0000143115
Book / Page14552 / 5002
Map ReferenceMB 112 PG 93&94
Instrument DateNov 18, 2021
Instrument2021-0143115
Record UpdatedDec 23, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

November 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionHAMILTON OH
Property Address3196 ANNISTON DR, CINCINNATI, OH 45248-5041
Document Number0000122169
Instrument DateNov 2, 2020
Transaction TypeMortgage
Record UpdatedJan 27, 2021
Title CompanyASH TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3196 ANNISTON DR CINCINNATI OH 452485041, CINCINNATI, OH 45248-5041

Mortgage

Document Number0000122169
DateNov 19, 2020
Book Page014299/002204
Instrument122169
Lender
NameEAGLE SVGS BK
TypeFederal Savings Bank
AddressCINCINNATI, OH 45248
Agreement
AmountAmount Recorded
Term360 Months
DueNov 18, 2050

November 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHAMILTON OH
Recording DateNov 19, 2020
Property Address3196 ANNISTON DR, CINCINNATI, OH 45248-5041
Document Number0000122168
Book / Page014299 / 002202
Instrument DateNov 2, 2020
Instrument122168
Transaction TypeTransfer
Record UpdatedFeb 9, 2021
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1,060.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address3196 ANNISTON DR CINCINNATI OH 452485041, CINCINNATI, OH 45248-5041

March 2018: Deed, Transfer

Document TypeDeed
JurisdictionHAMILTON OH
Recording DateMar 15, 2018
Property Address3196 ANNISTON DR, CINCINNATI, OH 45248-5041
Document Number0000001638
Map ReferenceMB 112 PG 93&94
Instrument DateMar 5, 2018
Instrument18-0021638
Transaction TypeTransfer
Record UpdatedFeb 22, 2022
Title CompanyOLD TOWN TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$555.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address8534 E KEMPER RD, CINCINNATI, OH 45249-3701
Mail Care OfUNION SAVINGS BANK

Mortgage

Document Number0000001639
DateMar 15, 2018
Instrument18-0021639
Lender
NameUNION SAVINGS BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOhio
CountyHamilton County
County SubdivisionGreen Township
Unified School DistrictOak Hills Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,828.00 (+2.55%)$92,750 (-) Land $15,099 Building $77,651$265,000 (-) Land $43,140 Building $221,860
2024$4,708.00 (-0.11%)$92,750 (-) Land $15,099 Building $77,651
2023$4,713.00 (+21.38%)$92,750 (+43.24%) Land $15,099 Building $77,651$265,000 (+43.24%) Land $43,140 Building $221,860
2022$3,883.00 Homeowner's exemption$64,751 Land $13,500 Building $51,251
2020$185,000 Land $38,570 Building $146,430

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCINCINNATI PUBLIC WATER SYSTEM
serves 800,000 people · EPA ID OH3102612
Water SourceSurface water
Last State InspectionDec 2024
Lead2 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 560 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
altafiber Network Solutions
Fiber		3,000 / 3,000
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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