Shelby County property record for 3195 Toby Ln, Memphis, TN 38111
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,574 sqft · built 1954 |
| Lot Size | 0.431 acres (18,757 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $67,000 (Jan 2019) |
| Tax Bill | $969 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage Jan 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-9054-0-0045 |
| Primary APN | 05-9054-0-0045 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,574 sqft Living Area |
| 1st Floor Area | 1,574 sqft |
| Utility Area | 44 sqft |
| Year Built | Built 1954 |
|---|---|
| Effective Year Built | Effective 1954 |
| Architectural Style | Traditional |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 18,757 sqft (0.431 acres) |
| Lot Dimensions | 143 ft deep x 32 ft wide |
| Garage Type | Detached |
| Garage Area | 1,200 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Open Porch |
| Porch Area | 111 sqft |
| Patio Area | 308 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 3195 TOBY LN |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38111-3927 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-6 |
| Legal Subdivision | CHEROKEE VALLEY |
| Legal Lot Number | 10 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 10 |
| Census Block Group | 5 |
| Census Block | 5008 |
| Census Tract | 7900 |
3195 Toby Ln is owned and occupied by two individuals who bought it in January 2019.
Source: Shelby County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3195 TOBY LN, MEMPHIS, TN 38111-3927 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 22, 2021 | Deed of Trust, Mortgage · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Jan 18, 2019 | Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 18, 2019 · Amount on File |
| Deed Sale | Jan 18, 2019 · Amount on File |
| Prior Sale | Jan 3, 2005 · Amount on File |
| Deed Document Number | 20195811 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 3195 TOBY LN, MEMPHIS, TN 38111-3927 |
| Transaction Type | Mortgage |
| Record Updated | Nov 26, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021145245 |
|---|---|
| Date | Nov 22, 2021 |
| Instrument | 21145245 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Jan 18, 2019 |
| Property Address | 3195 TOBY LN, MEMPHIS, TN 38111-3927 |
| Document Number | 0019005811 |
| Map Reference | MB 18 PG 54 |
| Instrument Date | Jan 14, 2019 |
| Instrument | 19005811 |
| Transaction Type | Transfer |
| Record Updated | Jul 6, 2021 |
| Title Company | PREFERRED TITLE & ESCROW LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $247.90 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 3195 TOBY LN, MEMPHIS, TN 38111-3927 |
| Investor | Possibly a Property Investor |
| Document Number | 0019005812 |
|---|---|
| Date | Jan 18, 2019 |
| Instrument | 19005812 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Feb 1, 2049 |
The 2025 property tax bill for 3195 Toby Ln was $969.
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $969.00 | $36,025 Land $2,500 Building $33,525 | $144,100 Land $10,000 Building $134,100 |
| 2023 | $17,650 Land $1,250 Building $16,400 | ||
| 2022 | $1,075.00 | ||
| 2021 | $70,600 Land $5,000 Building $65,600 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3195 Toby Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1979) |
| Most Recent Claim | Apr 1979 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3195 Toby Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of Tennessee |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 580 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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