St. Charles County property record for 3195 Moss Pointe Dr, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,670 sqft · built 1994 |
| Lot Size | 0.41 acres (17,860 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $385,000 (Aug 2023) |
| Tax Bill | $4,037 (2025) |
| Deeds & Mortgages | Aug 2023 Transfer Aug 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | A953000445 |
| Primary APN | A953000445 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,670 sqft Living Area |
| Gross Area | 3,807 sqft |
| 1st Floor Area | 1,670 sqft |
| Basement Area | 1,654 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1994 |
|---|---|
| Effective Year Built | Effective 1994 |
| Architectural Style | Ranch |
| Exterior Material | Brick/Stone |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 17,860 sqft (0.41 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Patio Area | 576 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Connected |
| Account Number | A953000445 |
|---|---|
| Street Address | 3195 MOSS POINTE DR |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-6552 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COLLEGE STAT LOT 138 |
| Legal Subdivision | COLLEGE STAT |
| Legal Lot Number | 138 |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | HARVESTER |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 311147 |
3195 Moss Pointe Dr is owned and occupied by two individuals who bought it in August 2023.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3195 MOSS POINTE DR, SAINT CHARLES, MO 63303-6552 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 29, 2023 | Affidavit of Death of Joint Tenant, Transfer |
| Aug 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2023 · Amount on File |
| Deed Sale | Aug 29, 2023 · Amount on File |
| Prior Sale | Sep 4, 2012 |
| Deed Document Number | 202335011 |
| Prior Transfer Date | Aug 28, 2023 |
| Prior Transfer Doc | 0000035010 |
| Record Updated | Oct 29, 2026 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 29, 2023 |
| Property Address | 3195 MOSS POINTE DR, SAINT CHARLES, MO 63303-6552 |
| Document Number | 0000035010 |
| Map Reference | MB 31 PG 319-321 |
| Instrument Date | Aug 24, 2023 |
| Instrument | 2023R-035010 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3195 MOSS POINTE DR, SAINT CHARLES, MO 63303-6552 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 29, 2023 |
| Property Address | 3195 MOSS POINTE DR, SAINT CHARLES, MO 63303-6552 |
| Document Number | 0000035011 |
| Map Reference | MB 31 PG 319-321 |
| Instrument Date | Aug 23, 2023 |
| Instrument | 2023R-035011 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2024 |
| Title Company | ATG |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 325 HAMPTON RIDGE DR, WENTZVILLE, MO 63385-5337 |
| Name | Verified Name |
|---|---|
| Address | 3195 MOSS POINTE DR, SAINT CHARLES, MO 63303-6552 |
| Document Number | 0000035012 |
|---|---|
| Date | Aug 29, 2023 |
| Instrument | 2023R-035012 |
| Name | CARROLLTON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2053 |
The 2025 property tax bill for 3195 Moss Pointe Dr was $4,037.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $67,247 (-) | $353,933 (-) Land $84,000 Building $269,933 | |
| 2025 | $4,037.00 | $67,247 | $353,933 Land $84,000 Building $269,933 |
| 2023 | $61,194 (+24.84%) | ||
| 2022 | $3,272.00 | $49,016 | $322,072 (+24.84%) Land $60,000 Building $262,072 |
| 2021 | $257,980 Land $48,000 Building $209,980 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 3195 Moss Pointe Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1982–1983) |
| Most Recent Claim | Apr 1983 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3195 Moss Pointe Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 96% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 443 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures