3195 Mirador St, Santee, CA 92071 Property Records

San Diego County property record for 3195 Mirador St, Santee, CA 92071

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,418 sqft · built 2011
Lot Size0.24 acres (10,467 sqft)
OwnerIndividual Name on Record
Last Sale$515,000 (Nov 2011)
Tax Bill$7,660 (2025)
Deeds & MortgagesMay 2024 Transfer
Nov 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN385-433-11-00

Property Details

APN / Parcel Number

Primary APN385-433-11-00

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Building Area2,418 sqft Living Area

Exterior

Year BuiltBuilt 2011
Effective Year BuiltEffective 2011
Lot Area10,467 sqft (0.24 acres)
Parking Spaces3 Parking Spaces

Location & Zoning

Street Address3195 MIRADOR ST
CitySANTEE
StateCA
Zip92071-5677
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR2
Legal DescriptionLOT 20 TR 015646
Legal SubdivisionSKY RANCH #2004-08
Legal Tract015646
Legal Block3
Legal Lot Number20
JurisdictionSAN DIEGO CA
Township / Civil DivisionSAN DIEGO
Census Block Group3
Census Block3002
Census Tract16704

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3195 MIRADOR ST, SANTEE, CA 92071-5677
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 14, 2024Affidavit of Death of Joint Tenant, Transfer
Nov 12, 2020Deed of Trust, Mortgage · Conventional Mortgage
CHERRY CREEK MORTGAGE LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 2011 · Amount on Record
Deed SaleNov 22, 2011 · Amount on Record
Prior SaleJul 22, 2011 · Amount on Record
Deed Document Number2011624480
Record UpdatedSep 20, 2026

May 2024: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionSAN DIEGO CA
Recording DateMay 14, 2024
Property Address3195 MIRADOR ST, SANTEE, CA 92071-5677
Document Number0000121450
Map ReferenceMAP 15646
Instrument DateMay 14, 2024
Instrument2024-0121450
Transaction TypeTransfer
Record UpdatedMay 22, 2024

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3195 MIRADOR ST, SANTEE, CA 92071-5677
Transaction TypeMortgage
Record UpdatedJul 25, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address3195 MIRADOR ST, SANTEE, CA 92071-5677

Mortgage

Document Number0000707643
DateNov 12, 2020
Instrument2020-0707643
Lender
NameCHERRY CREEK MORTGAGE LLC
TypeNon-Lending Institution
AddressENGLEWOOD, CO 80111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term241 Months
DueDec 1, 2040

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalitySantee City
Secondary School DistrictGrossmont Union High School District (09 - 12)
Elementary School DistrictSantee School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$659,776 (+2%) Land $288,258 Building $371,518
2025$7,660.00 (+4.35%) Homeowner's exemption$646,840 (+4.04%) Land $282,606 Building $364,234
2023$7,341.00 (+0.73%) Homeowner's exemption$621,725 Land $271,633 Building $350,092
2022$7,288.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 88% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPADRE DAM MWD
serves 93,980 people · EPA ID CA3710037
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2022
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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