Hamilton County property record for 3195 Legacy Trce, Cincinnati, OH 45237
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 4,638 sqft · built 2001 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $610,000 (Mar 2014) |
| Tax Bill | $18,987 (2025) |
| Deeds & Mortgages | Jan 2024 Transfer Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 526-0110-0211-00 |
| Primary APN | 526-0110-0211-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,638 sqft Living Area |
| 1st Floor Area | 2,479 sqft |
| 2nd Floor Area | 2,159 sqft |
| Basement Area | 2,458 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2001 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Brick |
| Lot Area | 43,560 sqft (1 acres) |
| Garage Type | Attached |
| Garage Area | 840 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 1,080 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 3195 LEGACY TRCE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45237-1725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LEGACY TRACE 1.0003 ACS LOT 8 ROLLMAN RESERVE SUBPH 1 |
| Legal Subdivision | ROLLMAN RESERVE SUB |
| Legal Lot Number | 8 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | AMBERLEY |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 23300 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3195 LEGACY TRCE, CINCINNATI, OH 45237-1725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 19, 2024 | Transfer on Death Deed, Transfer |
| Oct 31, 2018 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SAVINGS BANK FSB |
| Apr 30, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARDIAN SVGS BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 12, 2014 · Amount on Record |
| Deed Sale | Mar 12, 2014 · Amount on Record |
| Prior Sale | Jun 27, 2013 · Amount on Record |
| Deed Document Number | 14-023485 |
| Deed Book / Page | 12554 / 00092 |
| Record Updated | Jun 8, 2026 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Jan 19, 2024 |
| Property Address | 3195 LEGACY TRCE, CINCINNATI, OH 45237-1725 |
| Document Number | 0000004210 |
| Book / Page | 15085 / 359 |
| Map Reference | MB 351 PG 58-60 |
| Instrument Date | Jan 16, 2024 |
| Instrument | 2024-0004210 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3195 LEGACY TRCE, CINCINNATI, OH 45237-1725 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3195 LEGACY TRCE, CINCINNATI, OH 45237-1725 |
| Transaction Type | Mortgage |
| Record Updated | Sep 5, 2022 |
| Title Company | PROMINENT TITLE AGENCY LLC |
| Name | Verified Name |
|---|
| Document Number | 0000096857 |
|---|---|
| Date | Oct 31, 2018 |
| Book Page | 13786/1325 |
| Instrument | 2018-0096857 |
| Name | GUARDIAN SAVINGS BANK FSB |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 3195 LEGACY TRCE, CINCINNATI, OH 45237-1725 |
| Document Number | 0000042453 |
| Instrument Date | Apr 30, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 15, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3195 LEGACY TRCE CINCINNATI OH 452371725, CINCINNATI, OH 45237-1725 |
| Document Number | 0000042453 |
|---|---|
| Date | May 7, 2020 |
| Book Page | 014163/000174 |
| Instrument | 42453 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 6, 2035 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Amberley Village |
| County | Hamilton County |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $18,987.00 (+3.03%) | $314,353 (-) Land $63,175 Building $251,178 | |
| 2024 | $18,429.00 (-2.12%) | $314,353 (-) Land $63,175 Building $251,178 | |
| 2023 | $18,828.00 (+8.59%) | $314,353 (+25.28%) Land $63,175 Building $251,178 | $898,150 (+25.28%) Land $180,500 Building $717,650 |
| 2022 | $17,338.00 Homeowner's exemption | $250,926 Land $65,072 Building $185,854 | |
| 2020 | $716,930 Land $185,920 Building $531,010 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 5 (1979–2014) |
| Claims Outside the SFHA | 2 of 5 |
| Most Recent Claim | May 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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