Osceola County property record for 3195 Lakeshore Blvd, Saint Cloud, FL 34769 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 2.5 Baths |
| Year Built | Built 2010 |
| Square Footage | 2,921 sqft Living Area |
| Lot Size | 20,952 sqft (0.481 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $620,000 (2022) |
| Tax Bill | $5,980.00 (2024) |
| Primary APN | 34-25-30-4950-0001-4290 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,921 sqft Living Area |
| Gross Area | 3,503 sqft Gross Area |
| 1st Floor | 1,529 sqft 1st Floor |
| Upper Floors | 1,392 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2010 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional Style |
| Exterior Material | Concrete Block Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 20,952 sqft (0.481 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 440 sqft Garage |
| Pool Type | In-Ground Pool Pool Type |
|---|---|
| Pool Area | 364 sqft Pool |
| Shed | 1 Shed |
| Shed Area | 120 sqft Shed |
| Deck Area | 554 sqft Deck |
| Patio Area | 1,100 sqft Patio |
| Porch Area | 142 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Central Heating |
| Street Address | 3195 LAKESHORE BLVD |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1949 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | S L & I C LAKE FRONT ADD TO TOWN OF ST CLOUD PB B PGS 61-62: A PORTION OF LOT429, COM AT NE COR LOT 429, SAID PT BEING AT INTERS OF E/L OF LOT 429 AND S R/W OF LAKESHORE BLVD, A 40 FT R/W, N 53 DEG W 102.41 FT, S 40 DEG W 15.46 FT TO POB, S 40 DEG W |
| Legal Range | 30E |
| Legal Township | 25S |
| Legal Section | 34 |
| Legal Subdivision | S L & I C |
| Legal Tract | 4950 |
| Legal Block | 4290 |
| Legal Lot Number | 429 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2003 |
| Census Tract | 43203 |
Source: Osceola County records · APN 34-25-30-4950-0001-4290
Assessment roll updated November 26, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3195 LAKESHORE BLVD, SAINT CLOUD, FL 34769-1949 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| May 20, 2022 | Warranty Deed, Transfer · Veterans Administration Mortgage ROCKET MORTGAGE LLC |
| Jun 20, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 20, 2022 · Amount on Record |
| Deed Sale | May 20, 2022 · Amount on Record |
| Prior Sale | Jan 05, 2011 · Amount on Record |
| Deed Doc Number | 202280018 |
| Deed Book / Page | 6218 / 432 |
| Prior Transfer Date | Jun 15, 2017 |
| Prior Transfer Doc | 0051662343 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 20, 2022 |
| Property Address | 3195 LAKESHORE BLVD, SAINT CLOUD, FL 34769-1949 |
| Document Number | 0062180432 |
| Book / Page | 6218 / 432 |
| Map Reference | MB B PG 61-64 |
| Instrument Date | Apr 26, 2022 |
| Instrument | 2022080018 |
| Transaction Type | Transfer |
| Record Updated | Jun 02, 2022 |
| Title Company | PREMIER TITLE/CTRL FL, PREMIER TITLE OF CTRL FL LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $4,340.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 20 OLD SUGAR MILL LN, 20, SAINT CLOUD, FL 34769-1910 |
| Name | Verified Name |
|---|
| Document Number | 0006218434 |
|---|---|
| Date | May 20, 2022 |
| Instrument | 6218/434 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jun 20, 2017 |
| Property Address | 3195 LAKESHORE BLVD, SAINT CLOUD, FL 34769-1949 |
| Document Number | 0051662343 |
| Book / Page | 005166 / 002343 |
| Instrument Date | Jun 15, 2017 |
| Instrument | 89606 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3195 LAKESHORE BLVD ST CLOUD FL 347691949, ST CLOUD, FL 34769-1949 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,758.00 (-20.43%) Homeowner's exemption | $332,897 (-19.86%) | $458,700 (+10.42%) Land $70,000 Building $388,700 |
| 2024 | $5,980.00 (+2.01%) | ||
| 2023 | $5,862.00 (+3.44%) Homeowner's exemption | $415,400 (+14.03%) Land $50,000 Building $365,400 | $415,400 (+14.03%) Land $50,000 Building $365,400 |
| 2022 | $5,667.00 | $364,300 Land $50,000 Building $314,300 | $364,300 Land $50,000 Building $314,300 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | 61.0 ft |
| Wildfire Risk | Moderate above 43% of the US · above 14% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 1,250 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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