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3195 High Timber Ct, Waldorf, MD 20602 Property Records

Charles County property record for 3195 High Timber Ct, Waldorf, MD 20602

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,316 sqft · built 1986
Lot Size0.215 acres (9,350 sqft)
Owner2 Individual Names on File
Last Sale$359,900 (Aug 2025)
Tax Bill$3,558 (2023)
Deeds & MortgagesOct 2021 Mortgage
Mar 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN06-118631

Property Details

APN / Parcel Number

Primary APN06-118631
Alternative APNs
  • 6118631
  • 118631

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area1,316 sqft Living Area
1st Floor Area832 sqft

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 1986
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area9,350 sqft (0.215 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHeat Pump
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number118631
Street Address3195 HIGH TIMBER CT
CityWALDORF
StateMD
Zip20602-2570
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePUD
Legal DescriptionLOT 11 BLK 103 HUNTINGTON NEIGHBORHOOD ST CHARLES SUB
Legal SubdivisionST CHARLES SUB
Legal Block103
Legal Lot Number11
JurisdictionCHARLES MD
Township / Civil Division6, WALDORF
Census Block Group3
Census Block3003
Census Tract850901

Owner

3195 High Timber Ct is owned and occupied by two individuals who bought it in August 2025.

Source: Charles County records, as of September 16, 2026

Owner of Record2 Individual Names on File
Mailing Address3195 HIGH TIMBER CT, WALDORF, MD 20602-2570
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 29, 2021Deed of Trust, Mortgage · Conventional Mortgage
NATIONSTAR MORTGAGE LLC
Mar 11, 2019Deed of Trust, Mortgage · Conventional with PMI
MR COOPER

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2025 · Amount on File
Deed SaleAug 18, 2025 · Amount on File
Prior SaleJun 22, 2007 · Amount on File
Deed Book / Page13760 / 220
Record UpdatedOct 29, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address3195 HIGH TIMBER CT, WALDORF, MD 20602-2570
Transaction TypeMortgage
Record UpdatedOct 27, 2022
Title CompanyTITLE365

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0121820457
DateOct 29, 2021
Book Page12182/457
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term301 Months
DueNov 1, 2046

March 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHARLES MD
Property Address3195 HIGH TIMBER CT, WALDORF, MD 20602-2570
Document Number0105790137
Instrument DateMar 11, 2019
Transaction TypeMortgage
Record UpdatedApr 3, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address3195 HIGH TIMBER CT WALDORF MD 206022570, WALDORF, MD 20602-2570

Mortgage

Document Number0105790137
DateMar 26, 2019
Book Page010579/000137
Lender
NameMR COOPER
AddressDALLAS, TX 75019
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueMar 25, 2049

Tax Assessment & Valuation

Source: Charles County assessment roll, as of September 16, 2026

Property Jurisdictions

TypeName
StateMaryland
CountyCharles County
Unified School DistrictCharles County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$290,467$302,500 Land $126,100 Building $176,400
2023$3,558.00$246,100$266,400 Land $126,100 Building $140,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3195 High Timber Ct in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2014.

Source: FEMA National Flood Hazard Layer, effective October 15, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims2 (2014)
Claims Outside the SFHA2 of 2
Most Recent ClaimMay 2014 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3195 High Timber Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALDORF - CHARLES COUNTY DPW
serves 84,296 people · EPA ID MD0080049
Water SourcePurchased surface water from WASHINGTON SUBURBAN SANITARY COMMISSION
Last State InspectionJul 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
AT&T
Fixed Wireless		100 / 20

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