3195 Calle Osuna, Oceanside, CA 92056 Property Records

San Diego County property record for 3195 Calle Osuna, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 827 sqft · built 1973
Lot Size0.193 acres (8,400 sqft)
Owner2 Individual Names on Record
Last Sale$350,000 (Aug 2018)
Tax Bill$4,415 (2025)
Deeds & MortgagesJan 2020 Mortgage
Aug 2018 Transfer
+ 1 more
Flood ZoneZone X (minimal risk)
APN165-413-20-00

Property Details

APN / Parcel Number

Primary APN165-413-20-00

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area827 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleBungalow
Exterior MaterialStucco
Construction TypeFrame
Roof MaterialGravel
Lot Area8,400 sqft (0.193 acres)
View / LotGood
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3195 CALLE OSUNA
CityOCEANSIDE
StateCA
Zip92056-3941
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRM-A
Legal DescriptionLOT 609 TR 007336
Legal SubdivisionCOSTA SERENA
Legal Tract007336
Legal Block2
Legal Lot Number609
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group2
Census Block2000
Census Tract18517

Owner

Source: San Diego County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address3195 CALLE OSUNA, OCEANSIDE, CA 92056-3941
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 25, 2020Deed of Trust, Mortgage · Conventional with PMI
BANK OF AMERICA
Aug 21, 2018Quit Claim Deed, Transfer
STEWART TITLE
Aug 21, 2018Grant Deed, Transfer · Conventional with PMI
BANK OF AMERICA

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 21, 2018 · Amount on Record
Deed SaleAug 21, 2018 · Amount on Record
Prior SaleAug 31, 1992 · Amount on Record
Deed Document Number2018344174
Prior Transfer DateAug 10, 2018
Prior Transfer Doc0000344173
Record UpdatedSep 20, 2026

January 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3195 CALLE OSUNA, OCEANSIDE, CA 92056-3941
Document Number0000047513
Instrument DateJan 25, 2020
Transaction TypeMortgage
Record UpdatedFeb 12, 2020
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3195 CALLE OSUNA OCEANSIDE CA 920563941, OCEANSIDE, CA 92056-3941

Mortgage

Document Number0000047513
DateJan 29, 2020
Instrument47513
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term180 Months
DueJan 28, 2035

August 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateAug 21, 2018
Property Address3195 CALLE OSUNA, OCEANSIDE, CA 92056-3941
Document Number0000344173
Instrument DateAug 10, 2018
Instrument344173
Transaction TypeTransfer
Record UpdatedSep 6, 2018
Title CompanySTEWART TITLE

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3500 LAKE BLVD #219 OCEANSIDE CA 920564600, 219, OCEANSIDE, CA 92056-4600

August 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateAug 21, 2018
Property Address3195 CALLE OSUNA, OCEANSIDE, CA 92056-3941
Document Number0000344174
Instrument DateAug 10, 2018
Instrument344174
Transaction TypeTransfer
Record UpdatedSep 7, 2018
Title CompanySTEWART TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$385.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3195 CALLE OSUNA OCEANSIDE CA 920563941, OCEANSIDE, CA 92056-3941

Mortgage

Document Number344175
DateAug 21, 2018
Instrument344175
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueAug 20, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$398,234 (+2%) Land $290,253 Building $107,981
2025$4,415.00 (+5.19%)$390,426 (+4.04%) Land $284,562 Building $105,864
2023$4,197.00 (+1.52%)$375,267 Land $273,513 Building $101,754
2022$4,134.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLa Jolla Western
tribal government · serves 296 people · EPA ID 090605008
Water SourceGroundwater
Last State InspectionApr 2021
Also Mapped HereSAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE
LeadBelow detection (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 633 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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