3195 Barbara Ln, Hilliard, FL 32046 Property Records

Nassau County property record for 3195 Barbara Ln, Hilliard, FL 32046

Property Summary

Property Type	Mobile Home
Details	4 bd · 2 ba · 2,280 sqft · built 2005
Lot Size	3.03 acres (131,987 sqft)
Owner	2 Individual Names on File
Last Sale	$319,900 (Jul 2025)
Tax Bill	$2,724 (2025)
Deeds & Mortgages	Jul 2023 Foreclosure Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`34-2N-23-0000-0005-0110`

Property Details

APN / Parcel Number

Primary APN	`34-2N-23-0000-0005-0110`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,280 sqft Living Area
1st Floor Area	2,280 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	131,987 sqft (3.03 acres)
Porch	Unfinished Open Porch
Deck Area	Deck Area
Patio Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3195 BARBARA LN
City	HILLIARD
State	FL
Zip	32046-5617
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	OR
Legal Description	PT OF NW1/4 OF NW1/4 IN OR 2802/1664
Legal Range	23E
Legal Township	02N
Legal Section	34
Legal Block	110
Legal Lot Number	5
Jurisdiction	NASSAU FL
Township / Civil Division	CALLAHAN-HILLIARD
Census Block Group	1
Census Block	1025
Census Tract	50508

Owner

3195 Barbara Ln, a mobile home, is owned and occupied by two individuals who bought it in July 2025.

Source: Nassau County records, as of January 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3195 BARBARA LN, HILLIARD, FL 32046-5617
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 24, 2023	Trustee's Deed, Foreclosure ATTORNEY ONLY, ATTORNEY
Jun 11, 2020	Warranty Deed, Transfer · FHA Mortgage CARDINAL FINANCIAL COMPANY LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 25, 2025 · Amount on File
Deed Sale	Jul 25, 2025 · Amount on File
Prior Sale	May 1, 2025 · Amount on File
Deed Document Number	202521784
Deed Book / Page	2802 / 1664
Prior Transfer Date	Mar 7, 2013
Prior Transfer Doc	0018440294
Record Updated	Jun 8, 2026

July 2023: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	NASSAU FL
Recording Date	Jul 24, 2023
Property Address	3195 BARBARA LN, HILLIARD, FL 32046-5617
Document Number	0026551881
Book / Page	2655 / 1881
Instrument Date	Jul 24, 2023
Instrument	202345022190
Transaction Type	Foreclosure
Record Updated	Aug 8, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3701 ARCO CORPORATE DR STE 200, 200, CHARLOTTE, NC 28273-7204

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NASSAU FL
Recording Date	Jun 11, 2020
Property Address	3195 BARBARA LN, HILLIARD, FL 32046-5617
Document Number	0023671198
Book / Page	2367 / 1198
Instrument Date	Jun 2, 2020
Instrument	202045017770
Transaction Type	Transfer
Record Updated	Jan 14, 2022
Title Company	ATTORNEYS TITLE SERVICES LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,232.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2626 COUNTESS OF EGMONT ST, 2626, FERNANDINA BEACH, FL 32034-4854

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3195 BARBARA LN, HILLIARD, FL 32046-5617

Mortgage

Document Number	0023671200
Date	Jun 11, 2020
Instrument	2367/1200

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 3195 Barbara Ln was $2,724, down 22.4% from the year before.

Source: Nassau County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Nassau County
Unified School District	Nassau County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,724.00 (-22.44%)	$177,453 (-21.04%) Land $90,900 Building $86,553	$177,453 (-21.04%) Land $90,900 Building $86,553
2024	$3,512.00 (+13.14%)	$224,728 (+2.16%) Land $75,750 Building $148,978	$224,728 (+2.16%) Land $75,750 Building $148,978
2023	$3,104.00 (+28.11%)	$219,976 (+36.56%) Land $75,750 Building $144,226	$219,976 (+36.56%) Land $75,750 Building $144,226
2022	$2,423.00	$161,087 Land $45,450 Building $115,637	$161,087 Land $45,450 Building $115,637

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3195 Barbara Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 27 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	27 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3195 Barbara Ln is moderate, ranking above 65% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 42% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 29 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Windstream DSL	50 / 3

Cell Coverage

4G LTE only, no 5G reported

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