Cass County property record for 31941 Terry Dr, Dowagiac, MI 49047
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,064 sqft · built 2001 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $360,000 (Aug 2025) |
| Tax Bill | $1,919 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-130-175-041-02 |
| Primary APN | 14-130-175-041-02 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,064 sqft Building Perimeter |
| 1st Floor Area | 1,064 sqft |
| Year Built | Built 2001 |
|---|---|
| Effective Year Built | Effective 2001 |
| Lot Area | 4,356 sqft (0.1 acres) |
| Garage Area | 400 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 31941 TERRY DR |
|---|---|
| City | DOWAGIAC |
| State | MI |
| Zip | 49047-8899 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 396-317 1005B LOTS 41 & 42. ALSO NWLY 1/2 LOT 43. MIDWAY SUBDIVISION |
| Legal Subdivision | MIDWAY SUBDIVISION |
| Legal Lot Number | 41,43 |
| Jurisdiction | CASS MI |
| Township / Civil Division | SILVER CREEK |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 1902 |
31941 Terry Dr is owned and occupied by an individual who bought it in August 2025.
Source: Cass County records, as of October 1, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 305 17TH ST, WILMETTE, IL 60091-3223 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Married Woman, Separate Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 7, 2025 · Amount on File |
| Deed Sale | Aug 7, 2025 · Amount on File |
| Prior Sale | Mar 26, 2009 · Amount on File |
| Deed Document Number | 2025223908 |
| Deed Book / Page | 1263 / 2356 |
| Prior Transfer Date | Sep 12, 2014 |
| Prior Transfer Doc | 1080/1590 |
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 31941 Terry Dr was $1,919 with a homeowner's exemption, up 10.1% from the year before.
Source: Cass County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Cass County |
| County Subdivision | Silver Creek Township |
| Unified School District | Dowagiac Union Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $167,700 (+7.43%) Land $167,700 | $335,400 (+7.43%) Land $335,400 | |
| 2025 | $1,919.00 (+10.1%) Homeowner's exemption | $156,100 Land $156,100 | $312,200 Land $312,200 |
| 2024 | $1,743.00 | ||
| 2023 | $117,300 | $234,600 | |
| 2022 | $1,620.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 31941 Terry Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 5, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 5 (2015–2024) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Jul 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31941 Terry Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 95% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 112 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Sister Lakes Cable Fiber | 2,048 / 1,024 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Midwest Energy & Communications.
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