Mille Lacs County property record for 31940 115th Ave, Onamia, MN 56359
| Property Type | Single Family Home |
|---|---|
| Details | 896 sqft · built 1900 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $80,000 (May 2020) |
| Tax Bill | $1,336 (2026) |
| Deeds & Mortgages | May 2020 Sale & Mortgage Oct 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-029-0102 |
| Primary APN | 14-029-0102 |
|---|
| Building Area | 896 sqft Living Area |
|---|
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Area | 936 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
| Deck Area | 140 sqft |
| Street Address | 31940 115TH AVE |
|---|---|
| City | ONAMIA |
| State | MN |
| Zip | 56359-2164 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | N 693.70 FT OF W 400 FT OF NW OF NE, EX N 208.70 FT OF W 208.70 FT SEE 7/24/07 SKETCH |
| Legal Range | 26 |
| Legal Township | 41 |
| Legal Section | 29 |
| Jurisdiction | MILLE LACS MN |
| Township / Civil Division | ONAMIA |
| Census Block Group | 3 |
| Census Block | 3015 |
| Census Tract | 970300 |
31940 115th Ave is owned and occupied by an individual who bought it in May 2020.
Source: Mille Lacs County records, as of September 4, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 31940 115TH AVE, ONAMIA, MN 56359-2164 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2020 | Warranty Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE |
| Oct 25, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FIRST NATIONAL BANK MILACA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 19, 2020 · Amount on File |
| Deed Sale | May 19, 2020 · Amount on File |
| Prior Sale | Jun 25, 2008 · Amount on File |
| Deed Document Number | 2020417113 |
| Prior Transfer Date | Jun 23, 2008 |
| Prior Transfer Doc | 350031 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Recording Date | May 19, 2020 |
| Property Address | 31940 115TH AVE, ONAMIA, MN 56359-2164 |
| Document Number | A417113 |
| Instrument Date | Mar 20, 2020 |
| Instrument | A417113 |
| Transaction Type | Transfer |
| Record Updated | Aug 23, 2021 |
| Title Company | NORTH AMERICAN TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $264.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 31940 115TH AVE, ONAMIA, MN 56359-2164 |
| Document Number | A417114 |
|---|---|
| Date | May 19, 2020 |
| Instrument | A417114 |
| Name | SIERRA PACIFIC MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MILLE LACS MN |
| Property Address | 31940 115TH AVE, ONAMIA, MN 56359-2164 |
| Transaction Type | Mortgage |
| Record Updated | Jan 17, 2018 |
| Name | Verified Name |
|---|
| Document Number | , A403206 |
|---|---|
| Date | Oct 25, 2017 |
| Instrument | A403206 |
| Name | FIRST NATIONAL BANK MILACA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 60 Months |
| Due | Dec 20, 2022 |
| Rate Type | Fixed Rate |
|---|
The 2026 property tax bill for 31940 115th Ave was $1,336, up 6.5% from the year before.
Source: Mille Lacs County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Mille Lacs County |
| County Subdivision | Onamia Township |
| Unified School District | Onamia Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,336.00 (+6.54%) | $171,700 (+3.62%) Land $68,000 Building $103,700 | $171,700 (+3.62%) Land $68,000 Building $103,700 |
| 2025 | $1,254.00 Homeowner's exemption | $165,700 Land $62,000 Building $103,700 | $165,700 Land $62,000 Building $103,700 |
| 2023 | $1,456.00 | $185,600 Land $64,000 Building $121,600 | $185,600 Land $64,000 Building $121,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 31940 115th Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 31940 115th Ave is moderate, ranking above 42% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 72% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Midco Fiber | 1,000 / 1,000 |
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