3194 Shell Oil Rd, Ruth, MS 39662 Property Records

Pike County property record for 3194 Shell Oil Rd, Ruth, MS 39662

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,683 sqft · built 1970
Lot Size	5.9 acres (257,004 sqft)
Owner	Individual Name on Record
Last Sale	$65,000 (Apr 2021)
Tax Bill	$1,367 (2023)
Deeds & Mortgages	Jun 2026 Mortgage Jul 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`812411`

Property Details

APN / Parcel Number

Primary APN	`812411`
Alternative APN	`18348`

Interior

Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	1,683 sqft Adjusted Area
1st Floor Area	1,265 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Metal
Lot Area	257,004 sqft (5.9 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3194 SHELL OIL RD
City	RUTH
State	MS
Zip	39662-9546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TCT NW1/4 SW1/4 LYING S & E OF PUB RD ZN:X-28113C0075C RR 2 BOX 206
Legal Range	08E
Legal Township	04N
Legal Section	01
Jurisdiction	PIKE MS
Township / Civil Division	4
Census Block Group	3
Census Block	3041
Census Tract	950102

Owner

Source: Pike County records, as of June 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3194 SHELL OIL RD, RUTH, MS 39662-9546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2026	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Jul 27, 2022	Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC
Apr 27, 2021	Warranty Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
May 9, 2018	Special Warranty Deed, Transfer · Commercial Mortgage PIKE NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 27, 2021 · Amount on Record
Deed Sale	Apr 27, 2021 · Amount on Record
Prior Sale	May 9, 2018 · Amount on Record
Deed Document Number	2021311455
Prior Transfer Date	Jul 20, 2010
Prior Transfer Doc	534/0243
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE MS
Recording Date	Jun 1, 2026
Property Address	3194 SHELL OIL RD, RUTH, MS 39662-9546
Document Number	0000348609
Instrument Date	May 11, 2026
Instrument	2026348609
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3194 SHELL OIL RD, RUTH, MS 39662-9546

Mortgage

Document Number	0000348609,
Date	Jun 1, 2026
Instrument	2026348609

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PIKE MS
Property Address	3194 SHELL OIL RD, RUTH, MS 39662-9546
Transaction Type	Mortgage
Record Updated	Aug 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000321839
Date	Jul 27, 2022
Instrument	321839

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PIKE MS
Recording Date	Apr 27, 2021
Property Address	3194 SHELL OIL RD, RUTH, MS 39662-9546
Document Number	311455
Instrument Date	Apr 14, 2021
Instrument	311455
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1143, MCCOMB, MS 39649-1143

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3194 SHELL OIL RD, RUTH, MS 39662-9546

Mortgage

Document Number	311456
Date	Apr 27, 2021
Instrument	311456

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2051

May 2018: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	PIKE MS
Recording Date	May 9, 2018
Property Address	3194 SHELL OIL RD, RUTH, MS 39662-9546
Document Number	289288
Instrument Date	May 4, 2018
Instrument	289288
Transaction Type	Transfer
Record Updated	Nov 2, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 1666, MCCOMB, MS 39649-1666

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1163 SUMMIT HOMESVILLE RD, MCCOMB, MS 39648-8604

Mortgage

Document Number	289289
Date	May 9, 2018
Instrument	289289

Lender

Name	PIKE NATIONAL BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	84 Months
Due	May 20, 2025

Tax Assessment & Valuation

Source: Pike County assessment roll, as of November 7, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pike County
Unified School District	North Pike School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$7,597 (-25.32%)	$75,970 (+12.02%) Land $28,210 Building $47,760
2023	$1,367.00 (+1.41%)	$10,173	$67,820 Land $28,210 Building $39,610
2022	$1,348.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 18, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force
Nearby Flood Claims	1 (2019)
Most Recent Claim	May 2019 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 70% of the US · above 88% of Mississippi
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EAST PIKE WATER ASSN. public/private · serves 2,107 people · EPA ID MS0570051
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
C Spire Wireless Fixed Wireless	100 / 20

Cell Coverage

5G and 4G LTE (outdoors only)

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