3194 SE Jefferson St, Stuart, FL 34997 Property Records

Martin County property record for 3194 SE Jefferson St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 834 sqft · built 1968
Lot Size	0.43 acres (18,731 sqft)
Owner	Individual Name on File
Last Sale	$443,000 (Mar 2026)
Tax Bill	$1,902 (2025)
Deeds & Mortgages	Mar 2026 Sale Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-38-41-007-192-0001.0-2-0000`

Property Details

APN / Parcel Number

Primary APN	`37-38-41-007-192-0001.0-2-0000`
Alternative APNs	`37-38-41-007-192-00010-2` `34190`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	2 Rooms
Stories	1 Story
Building Area	834 sqft Living Area
Gross Area	978 sqft
1st Floor Area	834 sqft
Utility Room	Utility Room
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1980
Exterior Material	Stucco
Construction Type	Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	18,731 sqft (0.43 acres)
Lot Dimensions	100 ft deep x 150 ft wide
Garage Type	Detached
Garage Area	1,050 sqft
Parking Spaces	5 Parking Spaces
Porch	Screened Concrete Masonry Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	34190
Street Address	3194 SE JEFFERSON ST
City	STUART
State	FL
Zip	34997-5344
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3B
Legal Description	GOLDEN GATE LOTS 1 3 & 5 BLK 192
Legal Range	41E
Legal Township	38S
Legal Section	37
Legal Subdivision	GOLDEN GATE
Legal Block	192
Legal Lot Number	1
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3005
Census Tract	1301

Owner

3194 SE Jefferson St is owned and occupied by an individual who bought it in March 2026.

Source: Martin County records, as of September 29, 2026

Owner of Record	Individual Name on File
Mailing Address	3194 SE JEFFERSON ST, STUART, FL 34997-5344
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 5, 2026	Personal Representative Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO
Mar 5, 2026	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 5, 2026 · Amount on File
Deed Sale	Mar 5, 2026 · Amount on File
Prior Sale	Apr 8, 2010 · Amount on File
Deed Document Number	20263173700
Deed Book / Page	3552 / 1084
Prior Transfer Date	Jan 20, 2010
Prior Transfer Doc	0024340137
Record Updated	Oct 29, 2026

March 2026: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 5, 2026
Property Address	3194 SE JEFFERSON ST, STUART, FL 34997-5344
Document Number	0035521082
Book / Page	3552 / 1082
Map Reference	MB 11 PG 41
Instrument Date	Feb 24, 2026
Instrument	3173699
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1707 MARINER BAY BLVD, FORT PIERCE, FL 34949-3627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3194 SE JEFFERSON ST, STUART, FL 34997-5344

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Mar 5, 2026
Property Address	3194 SE JEFFERSON ST, STUART, FL 34997-5344
Document Number	0035521084
Book / Page	3552 / 1084
Map Reference	MB 11 PG 41
Instrument Date	Feb 23, 2026
Instrument	3173700
Transaction Type	Transfer
Record Updated	Mar 25, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,101.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1707 MARINER BAY BLVD, FORT PIERCE, FL 34949-3627

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3194 SE JEFFERSON ST, STUART, FL 34997-5344

Mortgage

Document Number	0035521089
Date	Mar 5, 2026
Instrument	3552/1089

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 3194 SE Jefferson St was $1,902, up 76.4% from the year before.

Source: Martin County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,902.00 (+76.44%) Homeowner's exemption Veteran's exemption	$93,246	$321,240 Land $225,000 Building $96,240
2024	$1,078.00 (+2.18%)
2023	$1,055.00 (+1.54%) Additional exemption filed	$87,980 (+3%)	$225,720 (-0.55%) Land $145,000 Building $80,720
2022	$1,039.00 Homeowner's exemption	$85,418	$226,960 Land $155,400 Building $71,560

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3194 SE Jefferson St in Zone X, an area of minimal flood risk, though there have been 33 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 174 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	262 units insured incl. 88 condo units
Nearby Flood Claims	33 (1979–2022)
Claims Outside the SFHA	20 of 33
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Frances, Sep 2004 · 8 claims Hurricane Irene, Oct 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3194 SE Jefferson St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Blue Stream, Hotwire Communications, T-Mobile.

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