3194 S Walnut Ave, White Cloud, MI 49349 Property Records

Newaygo County property record for 3194 S Walnut Ave, White Cloud, MI 49349

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,926 sqft · built 1928
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on Record
Last Sale	$150,000 (Apr 2018)
Tax Bill	$3,962 (2025)
Deeds & Mortgages	Apr 2018 Mortgage Apr 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`15-21-300-021`

Property Details

APN / Parcel Number

Primary APN	`15-21-300-021`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,926 sqft Living Area
1st Floor Area	1,025 sqft
Basement Area	591 sqft
Unfinished Basement	591 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1928
Effective Year Built	Effective 1928
Lot Area	52,272 sqft (1.2 acres)
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	3194 S WALNUT AVE
City	WHITE CLOUD
State	MI
Zip	49349-9755
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	LOCAL ZONE
Legal Description	S 1/2 S 1/4 SW 1/4 SW 1/4 LYING W'LY OF BIGELOW CREEK SEC 21, T13N R12W
Legal Range	12W
Legal Township	13N
Legal Section	21
Jurisdiction	NEWAYGO MI
Township / Civil Division	EVERETT
Census Block Group	3
Census Block	3022
Census Tract	970700

Owner

Source: Newaygo County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3194 S WALNUT AVE, WHITE CLOUD, MI 49349-9755
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Et Ux (and Wife)

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2018	Deed of Trust, Mortgage GERBER FCU
Apr 12, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2018 · Amount on Record
Deed Sale	Apr 12, 2018 · Amount on Record
Deed Book / Page	469 / 4721
Record Updated	Sep 20, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWAYGO MI
Property Address	3194 S WALNUT AVE, WHITE CLOUD, MI 49349-9755
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000469/0000004723
Date	Apr 12, 2018
Book Page	0000000469/0000004723

Lender

Name	GERBER FCU
Type	Credit Union

Agreement

Amount	Amount Recorded
Term	33 Months
Due	Jan 1, 2021

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NEWAYGO MI
Recording Date	Apr 12, 2018
Property Address	3194 S WALNUT AVE, WHITE CLOUD, MI 49349-9755
Document Number	469/4721
Book / Page	469 / 4721
Instrument Date	Apr 10, 2018
Transaction Type	Transfer
Record Updated	Sep 7, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3194 S WALNUT AVE, WHITE CLOUD, MI 49349-9755

Tax Assessment & Valuation

Source: Newaygo County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Newaygo County
County Subdivision	Everett Township
Unified School District	White Cloud Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$199,500 (+56.84%)	$399,000 (+56.84%)
2025	$3,962.00 (+10.55%)
2023		$127,200	$254,400
2022	$3,584.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2015

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 86% of Michigan
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Truestream Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Spectrum.

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