Columbiana County property record for 3194 Lake St, Beloit, OH 44609
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,792 sqft · built 1950 |
| Lot Size | 0.06 acres (2,601 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,109 (2025) |
| Deeds & Mortgages | Jan 2026 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 32-00816.000 |
| Primary APN | 32-00816.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,792 sqft Living Area |
| 1st Floor Area | 3,536 sqft |
| Basement Area | 1,768 sqft |
| Unfinished Basement | 1,768 sqft |
| Family Room | Family Room |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Material | Wood Shingle |
| Lot Area | 2,601 sqft (0.06 acres) |
| Lot Dimensions | 52 ft deep x 50 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 432 sqft |
| Patio Area | 432 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3194 LAKE ST |
|---|---|
| City | BELOIT |
| State | OH |
| Zip | 44609-9437 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 7 PLACENTIA 50 |
| Legal Subdivision | LAKE PLACENTIA PARK ALLOTMENT |
| Jurisdiction | COLUMBIANA OH |
| Township / Civil Division | KNOX |
| Census Block Group | 4 |
| Census Block | 4035 |
| Census Tract | 950800 |
Source: Columbiana County records, as of March 3, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3194 LAKE ST, BELOIT, OH 44609-9437 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | May 14, 2012 |
| Transfer Doc | 01880/0589 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLUMBIANA OH |
| Property Address | 3194 LAKE ST, BELOIT, OH 44609-9437 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2026 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 002793/154 |
|---|---|
| Date | Jan 22, 2026 |
| Book Page | 2793/154 |
| Instrument | 2026-00000643 |
| Name | LONGBRIDGE FINANCIAL LLC |
|---|---|
| Type | Reverse Mortgage Lender |
| Address | PARAMUS, NJ 07652 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 1091 Months |
| Due | Dec 30, 2116 |
| Rate Type | Adjustable Rate |
|---|
Source: Columbiana County assessment roll, as of March 3, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Columbiana County |
| County Subdivision | Knox Township |
| Unified School District | West Branch Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,109.00 (+21.63%) Homeowner's exemption | $75,540 (+27.02%) Land $1,300 Building $74,240 | $215,800 (+27.02%) Land $3,700 Building $212,100 |
| 2023 | $1,734.00 (-6.72%) Homeowner's exemption | $59,470 (-) Land $1,020 Building $58,450 | |
| 2022 | $1,859.00 Homeowner's exemption | $59,470 Land $1,020 Building $58,450 | $169,900 Land $2,900 Building $167,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 27, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 3 (2003–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Feb 2011 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Watch TV Fixed Wireless | 100 / 20 |
| Smart Way Communications Fixed Wireless | 50 / 7 |
| Frontier DSL | 10 / 1 |
May also be available: AT&T, T-Mobile, Verizon.
5G (outdoors only) and 4G LTE
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