3194 Gardenia Rd, Gilmer, TX 75645 Property Records

Upshur County property record for 3194 Gardenia Rd, Gilmer, TX 75645 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Year BuiltBuilt 2004
Square Footage1,460 sqft Living Area
Lot Size435,600 sqft (10 acres)
OccupancyOwner Occupied
Tax Bill$521.00 (2025)

Owner

Source: Upshur County records · APN 388U-S06-000-047-1

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3194 GARDENIA RD, GILMER, TX 75645-6360
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUPSHUR TX
Recording DateJun 10, 2026
Property Address3194 GARDENIA RD, GILMER, TX 75645-6360
Document Number0000003932
Instrument DateJun 05, 2026
Instrument20263932
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Address3194 GARDENIA RD, GILMER, TX 75645-6360

Mortgage

Document Number0000003932,
DateJun 10, 2026
Instrument20263932
Lender
NameFIRST NATIONAL BANK/LAS VEGAS
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueJun 05, 2046
Interest
Rate6.37%
Max Rate-1%

Tax Assessment & Valuation

Source: Upshur County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateTexas
CountyUpshur County
Unified School DistrictNew Diana Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$521.00 (-52.77%) Homeowner's exemption Additional exemption filed$234,730 (+150.59%) Land $145,000 Building $89,730$234,730 (+28.25%) Land $145,000 Building $89,730
2023$93,670 Land $98,580 Building $84,440$183,020 Land $98,580 Building $84,440
2022$1,103.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Upshur County (48459C), updated October 19, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood ElevationNot determined for this zone

Wildfire

Wildfire RiskModerate
above 57% of the US · above 36% of Texas
Wildfire LikelihoodAbout 1 in 625 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN388U-S06-000-047-1
Alternative APN
  • 301418

Interior

Building Area1,460 sqft Living Area

Exterior

Year BuiltBuilt 2004
Lot Area435,600 sqft (10 acres)

Location & Zoning

Account Number388U-S06-000-047-1
Street Address3194 GARDENIA RD
CityGILMER
StateTX
Zip75645-6360
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal DescriptionABS A388 POWELL, SARAH,TRACT 47-1, 10.0 ACRES & HOUSE
Legal Tract1-47
JurisdictionUPSHUR TX
Minor Civil DivisionORE CITY
Census Blockgroup2
Census Block2029
Census Tract950102

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