3194 E Layton Ridge Dr, Layton, UT 84040 Property Records

Davis County property record for 3194 E Layton Ridge Dr, Layton, UT 84040

Property Summary

Property Type	Single Family Home
Details	7 bd · 6 ba · 6,404 sqft · built 2007
Lot Size	1.82 acres (79,584 sqft)
Owner	2 Individual Names on File
Last Sale	$2,430,575 (Jul 2025)
Tax Bill	$12,635 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Mortgage + 6 more
Flood Zone	Zone X (minimal risk)
APN	`09-332-0038`

Property Details

APN / Parcel Number

Primary APN	`09-332-0038`

Interior

Bedrooms	7 Beds
Full Baths	6 Baths
Total Rooms	16 Rooms
Stories	2 Stories
Building Area	6,404 sqft Living Area
Basement Area	4,382 sqft
Unfinished Basement	4,382 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Brick Veneer
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	79,584 sqft (1.82 acres)
Garage Area	2,587 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	3194 E LAYTON RIDGE DR
City	LAYTON
State	UT
Zip	84040-7125
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-S
Legal Description	ALL OF LOT 6, LAYTON RIDGES SUB. CONT 1.826 ACRES LESS & EXCEPT: A PORTION OF LOT 6, LAYTON RIDGES SUB, BEG AT THE MOST N PT OF LOT 6 OF SD SUB; RUN TH S 00^06'00" W 48.54 FT ALG THE BNDRY BETW
Legal Subdivision	LAYTON RIDGES SUBDIVISION
Legal Lot Number	6
Jurisdiction	DAVIS UT
Township / Civil Division	NORTH DAVIS
Census Block Group	2
Census Block	2025
Census Tract	125104

Owner

3194 E Layton Ridge Dr is owned and occupied by two individuals who bought it in July 2025.

Source: Davis County records, as of October 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3194 E LAYTON RIDGE DR, LAYTON, UT 84040-7125
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Commercial Mortgage SIMPLE HARD MONEY LLC
Dec 21, 2021	Deed of Trust, Mortgage · Commercial Mortgage WESTERN MORTGAGE SERVICES CORPORATION
Nov 3, 2021	Deed of Trust, Mortgage · Commercial Mortgage SIMPLE HARD MONEY LLC
Mar 9, 2022	Deed of Trust, Mortgage · Commercial Mortgage TBG CAPITAL LLC
Oct 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage CITADEL SERVICING CORPORATION
Nov 4, 2024	Deed of Trust, Mortgage · Commercial Mortgage COATS INVESTMENTS LLC
Jul 18, 2025	Warranty Deed, Transfer · Conventional Mortgage VERUS RESIDENTIAL LOANCO LLC
Jun 25, 2025	Special Warranty Deed, Transfer HICKMAN LAND TITLE/WY, HICKMAN LAND TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2025 · Amount on File
Deed Sale	Jul 18, 2025 · Amount on File
Prior Sale	Jun 25, 2025
Deed Document Number	20253625993
Deed Book / Page	8793 / 1042
Prior Transfer Date	Jan 21, 2010
Prior Transfer Doc	0002507879
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3194 E LAYTON RIDGE DR, LAYTON, UT 84040-7125
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	PINEHURT TITLE INSURANCE AGENCY, PINNACLE TITLE INS AGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	319 W LAYTON PKWY, LAYTON, UT 84041

Mortgage

Document Number	07916/1322
Date	Dec 30, 2021
Book Page	7916/1322
Instrument	3446712

Lender

Name	SIMPLE HARD MONEY LLC
Type	Non-Lending Institution
Address	SYRACUSE, UT 84075

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3194 E LAYTON RIDGE DR, LAYTON, UT 84040-7125
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	PINEHURT TITLE INSURANCE AGENCY, PINNACLE TITLE INS AGEN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3194 E LAYTON RIDGE DR, LAYTON, UT 84040-7125

Mortgage

Document Number	07910/1289
Date	Dec 21, 2021
Book Page	7910/1289
Instrument	3444527

Lender

Name	WESTERN MORTGAGE SERVICES CORPORATION
Type	Non-Lending Institution
Address	SALT LAKE CITY, UT 84101

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3194 E LAYTON RIDGE DR, LAYTON, UT 84040-7125
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	PINEHURT TITLE INSURANCE AGENCY, PINNACLE TITLE INS AGE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3194 E LAYTON RIDGE DR, LAYTON, UT 84040-7125

Mortgage

Document Number	07879/1518
Date	Nov 3, 2021
Book Page	7879/1518
Instrument	3432805

Lender

Name	SIMPLE HARD MONEY LLC
Type	Non-Lending Institution
Address	SYRACUSE, UT 84075

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3194 E LAYTON RIDGE DR, LAYTON, UT 84040-7125
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	PINEHURT TITLE INSURANCE AGENCY, PINNACLE TITLE INS AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3194 E LAYTON RIDGE DR, LAYTON, UT 84040-7125

Mortgage

Document Number	07962/1298
Date	Mar 9, 2022
Book Page	7962/1298
Instrument	3462161

Lender

Name	TBG CAPITAL LLC
Type	Non-Lending Institution
Address	SEATTLE, WA 98109

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3194 E LAYTON RIDGE DR, LAYTON, UT 84040-7125
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	1ST LIBERTY TITLE LC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3194 E LAYTON RIDGE DR, LAYTON, UT 84040-7125

Mortgage

Document Number	008119/343
Date	Oct 24, 2022
Book Page	8119/343
Instrument	3504273

Lender

Name	CITADEL SERVICING CORPORATION
Type	Non-Lending Institution
Address	LAKE FOREST, CA 92630

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2052

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DAVIS UT
Property Address	3194 E LAYTON RIDGE DR, LAYTON, UT 84040-7125
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	HICKMAN LAND TITLE LAYTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 N GOULD ST N, SHERIDAN, WY 82801-6317

Mortgage

Document Number	08620/1451
Date	Nov 4, 2024
Book Page	8620/1451
Instrument	3593864

Lender

Name	COATS INVESTMENTS LLC
Type	Non-Lending Institution
Address	RUPERT, ID 83350

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

July 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jul 18, 2025
Property Address	3194 E LAYTON RIDGE DR, LAYTON, UT 84040-7125
Document Number	08793/1042
Book / Page	8793 / 1042
Instrument Date	Jul 18, 2025
Instrument	3625993
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	HICKMAN LAND TITLE/WY, HICKMAN LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3194 E LAYTON RIDGE DR, LAYTON, UT 84040-7125
Investor	Possibly a Property Investor

Mortgage

Document Number	0003625997
Date	Jul 18, 2025
Instrument	3625997

Lender

Name	VERUS RESIDENTIAL LOANCO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2055

June 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	DAVIS UT
Recording Date	Jun 25, 2025
Property Address	3194 E LAYTON RIDGE DR, LAYTON, UT 84040-7125
Document Number	00008777/1
Book / Page	8777 / 1
Instrument Date	Jun 23, 2025
Instrument	3622823
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	HICKMAN LAND TITLE/WY, HICKMAN LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2241 N 600 E, LOGAN, UT 84341-1726

Tax Assessment & Valuation

The 2025 property tax bill for 3194 E Layton Ridge Dr was $12,635, down 12.5% from the year before.

Source: Davis County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Utah
County	Davis County
Municipality	Layton City
Unified School District	Davis School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,444,567 (+8.92%) Land $487,437 Building $957,130	$2,494,000 (+9.43%) Land $753,763 Building $1,740,237
2025	$12,635.00 (-12.48%)	$1,326,317 Land $490,746 Building $835,571	$2,279,000 Land $759,780 Building $1,519,220
2024	$14,437.00 (+20.59%)
2023	$11,972.00 (+1.06%)	$1,172,050 Land $305,371 Building $866,678	$2,131,000 Land $555,221 Building $1,575,779
2022	$11,847.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3194 E Layton Ridge Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2006.

Source: FEMA National Flood Hazard Layer, effective May 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2006)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2006 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3194 E Layton Ridge Dr is high, ranking above 88% of the US, with a 0.5% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 88% of the US · above 82% of Utah
Wildfire Likelihood	0.5% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAYTON CITY WATER SYSTEM serves 82,000 people · EPA ID UTAH06018
Water Source	Purchased surface water from WEBER BASIN WCD - CENTRAL
Last State Inspection	Sep 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Utah Telecommunication Open Infrastructure Agency Fiber	10,000 / 10,000
SenaWave Fiber	2,500 / 2,500
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Beehive Broadband Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Utah Broadband.

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