Ottawa County property record for 3194 E Forest St, Gypsum, OH 43433
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,786 sqft · built 1905 |
| Lot Size | 0.289 acres (12,602 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,149 (2025) |
| Deeds & Mortgages | May 2018 Line of Credit Mar 2022 Sale + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 032867-8 |
| Primary APN | 032867-8 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,786 sqft Living Area |
| 1st Floor Area | 1,119 sqft |
| Upper Floors Area | 667 sqft |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | No Foundation |
| Lot Area | 12,602 sqft (0.289 acres) |
| Lot Dimensions | 200 ft deep x 63 ft wide |
| Garage Type | Detached |
| Garage Area | 432 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 78 sqft |
| Deck Area | 172 sqft |
| Patio Area | 172 sqft |
| Shed | 1 Shed |
| Shed Area | 200 sqft |
| Cooling System | None |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 032867-8 |
|---|---|
| Street Address | 3194 E FOREST ST |
| City | GYPSUM |
| State | OH |
| Zip | 43433-9505 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 5 MID 63 FT OF LOTS 5 THRU 8 GYPSUM |
| Legal Subdivision | ORIGINAL PLAT OF GYPSUM |
| Legal Block | 5 |
| Legal Lot Number | 5-8 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | PORTAGE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 51201 |
Source: Ottawa County records, as of April 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3194 E FOREST ST, GYPSUM, OH 43433-9505 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| May 10, 2018 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Mar 14, 2022 | Warranty Deed, Transfer |
| Sep 2, 2021 | Transfer on Death Deed, Transfer |
| Oct 16, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 15, 2018 |
| Transfer Doc | 0000289099 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 3194 E FOREST ST, GYPSUM, OH 43433-9505 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000276204 |
|---|---|
| Date | May 10, 2018 |
| Book Page | 1676/0723 |
| Instrument | 201800276204 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 23, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Mar 14, 2022 |
| Property Address | 3194 E FOREST ST, GYPSUM, OH 43433-9505 |
| Document Number | 0000315907 |
| Book / Page | 1889 / 192 |
| Instrument Date | Mar 9, 2022 |
| Instrument | 2022-315907 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 3194 E FOREST ST, GYPSUM, OH 43433-9505 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Sep 2, 2021 |
| Property Address | 3194 E FOREST ST, GYPSUM, OH 43433-9505 |
| Document Number | 0000310305 |
| Book / Page | 1858 / 892 |
| Instrument Date | Sep 2, 2021 |
| Instrument | 2021-310305 |
| Transaction Type | Transfer |
| Record Updated | May 19, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 230 EAST SENCOND STREET, PORT CLINTON, OH 43452 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTTAWA OH |
| Recording Date | Oct 16, 2019 |
| Property Address | 3194 E FOREST ST, GYPSUM, OH 43433-9505 |
| Document Number | 0000289098 |
| Book / Page | 001739 / 000889 |
| Instrument Date | Oct 15, 2019 |
| Instrument | 289098 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3194 E FOREST ST GYPSUM OH 434339505, GYPSUM, OH 43433-9505 |
Source: Ottawa County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Portage Township |
| Unified School District | Port Clinton City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,149.00 (-0.09%) | $33,503 (-) Land $5,205 Building $28,298 | |
| 2024 | $1,150.00 (+3.05%) | $33,503 (+13.03%) Land $5,205 Building $28,298 | $95,720 (+13.02%) Land $14,870 Building $80,850 |
| 2023 | $1,116.00 (+0.72%) | $29,642 (-) Land $3,462 Building $26,180 | |
| 2022 | $1,108.00 | $29,642 Land $3,462 Building $26,180 | |
| 2021 | $84,690 Land $9,890 Building $74,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 53 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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