3194 E 2840 S, Saint George, UT 84790 Property Records

Washington County property record for 3194 E 2840 S, Saint George, UT 84790

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,636 sqft · built 2016
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,322 (2023)
Deeds & Mortgages	Jan 2022 Mortgage Apr 2022 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`SG-CORN-4-46`

Property Details

APN / Parcel Number

Primary APN	`SG-CORN-4-46`
Alternative APN	`0956061`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,636 sqft Living Area
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2016
Exterior Material	Stucco
Roof Material	Tile
Lot Area	10,019 sqft (0.23 acres)
Garage Area	642 sqft
Porch	Porch
Porch Area	79 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0956061
Street Address	3194 E 2840 S
City	SAINT GEORGE
State	UT
Zip	84790-5148
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: CORNERSTONE 4 (SG) LOT: 46
Legal Subdivision	CORNERSTONE PH 4
Legal Lot Number	46
Jurisdiction	WASHINGTON UT
Township / Civil Division	ST. GEORGE
Census Block Group	1
Census Block	1000
Census Tract	271702

Owner

3194 E 2840 S is owned and occupied by two individuals who acquired it in May 2020.

Source: Washington County records, as of November 6, 2023

Owner of Record	2 Individual Names on File
Mailing Address	3194 E 2840 S, SAINT GEORGE, UT 84790-5148
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage ARVEST BANK
Apr 25, 2022	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
Oct 28, 2020	Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU
May 4, 2020	Quit Claim Deed, Transfer BANK OF UT
May 7, 2020	Quit Claim Deed, Transfer MOUNTAIN VIEW TITLE-STATE GEORGE, MOUNTAIN VIEW TITLE-ST GEORGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2016
Deed Sale	Nov 4, 2016
Prior Sale	May 4, 2020
Deed Document Number	0000042088
Last Transfer Date	May 7, 2020
Transfer Doc	0000022602
Record Updated	Jun 7, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	3194 E 2840 S, SAINT GEORGE, UT 84790-5148
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	NOT AVAILABLE, SOLIDIFI TITLE AGENCY OF UT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004018
Date	Jan 20, 2022
Instrument	20220004018

Lender

Name	ARVEST BANK
Type	Bank
Address	LOWELL, AR 72745

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	3194 E 2840 S, SAINT GEORGE, UT 84790-5148
Transaction Type	Mortgage
Record Updated	Aug 15, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022945
Date	Apr 25, 2022
Instrument	20220022945

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	SANDY, UT 84070

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON UT
Property Address	3194 E 2840 S, ST GEORGE, UT 84790-5148
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000060859
Date	Oct 28, 2020
Instrument	20200060859

Lender

Name	MOUNTAIN AMERICA FCU
Type	Credit Union
Address	WEST JORDAN, UT 84084

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON UT
Recording Date	May 4, 2020
Property Address	3194 E 2840 S, ST GEORGE, UT 84790-5148
Document Number	0000021791
Instrument Date	Apr 28, 2020
Instrument	21791
Transaction Type	Transfer
Record Updated	Jun 9, 2020
Title Company	MOUNTAIN VIEW TITLE-STATE GEORGE, MOUNTAIN VIEW TITLE-ST GEORGE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3194 E 2840 S ST GEORGE UT 847905148, ST GEORGE, UT 84790-5148

Mortgage

Document Number	21792
Date	May 4, 2020
Instrument	21792

Lender

Name	BANK OF UT
Type	Bank
Address	OGDEN, UT 84401

Agreement

Amount	Amount on Record
Term	360 Months
Due	May 3, 2050

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WASHINGTON UT
Recording Date	May 7, 2020
Property Address	3194 E 2840 S, ST GEORGE, UT 84790-5148
Document Number	0000022602
Instrument Date	Apr 28, 2020
Instrument	22602
Transaction Type	Transfer
Record Updated	Jul 22, 2020
Title Company	MOUNTAIN VIEW TITLE-STATE GEORGE, MOUNTAIN VIEW TITLE-ST GEORGE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3194 E 2840 S ST GEORGE UT 847905148, ST GEORGE, UT 84790-5148

Tax Assessment & Valuation

Source: Washington County assessment roll, as of May 22, 2023

Property Jurisdictions

Type	Name
State	Utah
County	Washington County
Municipality	St. George City
Unified School District	Washington School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,322.00	$347,050	$631,000 Land $220,000 Building $411,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3194 E 2840 S in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3194 E 2840 S is moderate, ranking above 57% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 45% of Utah
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST GEORGE CITY WATER SYSTEM serves 105,240 people · EPA ID UTAH27015
Water Source	Purchased surface water from several systems
Last State Inspection	Sep 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 239 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
TDS Telecom Fiber · Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
InfoWest Fixed Wireless	200 / 40
T-Mobile Fixed Wireless	100 / 20

May also be available: SC Broadband.

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