3194 Cherry Acres Rd, Cool, CA 95614 Property Records

El Dorado County property record for 3194 Cherry Acres Rd, Cool, CA 95614

Property Summary

Property Type	Rural Home
Details	3 bd · 1,730 sqft · built 1972
Lot Size	2.58 acres (112,385 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,574 (2025)
Deeds & Mortgages	Jan 2018 Mortgage Jan 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`071-141-004-000`

Property Details

APN / Parcel Number

Primary APN	`071-141-004-000`
Alternative APNs	`07114104100` `0711410410`

Interior

Bedrooms	3 Beds
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,730 sqft Living Area
1st Floor Area	1,730 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Wood
Lot Area	112,385 sqft
Terrain	Wooded
Parking Spaces	1 Parking Space
Patio Area	1,730 sqft

Utilities, Heating & Cooling

Water Source	Well

Location & Zoning

Street Address	3194 CHERRY ACRES RD
City	COOL
State	CA
Zip	95614
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	R2A
Legal Description	L 17 CHERRY ACRES
Legal Subdivision	CHERRY ACRES
Legal Lot Number	17
Jurisdiction	EL DORADO CA
Township / Civil Division	NORTH EL DORADO
Census Block Group	1
Census Block	1017
Census Tract	30601

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 114, COOL, CA 95614-0114
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2018	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Jan 22, 2018	Deed of Trust, Mortgage FEDERAL HOUSING COMMISSIONER

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3194 CHERRY ACRES RD, COOL, CA 95614
Document Number	0000003069
Instrument Date	Jan 22, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3194 CHERRY ACRES RD COOL CA 95614, COOL, CA 95614

Mortgage

Document Number	0000003069
Date	Jan 26, 2018
Instrument	3069

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.81%

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3194 CHERRY ACRES RD, COOL, CA 95614
Document Number	0000003070
Instrument Date	Jan 22, 2018
Transaction Type	Mortgage
Record Updated	Jun 11, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3194 CHERRY ACRES RD COOL CA 95614, COOL, CA 95614

Mortgage

Document Number	0000003070
Date	Jan 26, 2018
Instrument	3070

Lender

Name	FEDERAL HOUSING COMMISSIONER
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	4.81%

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Unified School District	Black Oak Mine Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$147,507 (+2%) Land $18,801 Building $128,706
2025	$1,574.00 (+7.59%) Homeowner's exemption	$144,616 (+4.04%) Land $18,433 Building $126,183
2023	$1,463.00 (+1.53%) Homeowner's exemption	$139,002 Land $17,718 Building $121,284
2022	$1,441.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 66% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GEORGETOWN DIVIDE PUD serves 9,434 people · EPA ID CA0910013
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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