3193 Jay St, Wheat Ridge, CO 80033 Property Records

Jefferson County property record for 3193 Jay St, Wheat Ridge, CO 80033

Property Summary

Property Type	Duplex
Details	3 bd · 3 ba · 3,360 sqft · built 2021
Lot Size	0.161 acres (7,013 sqft)
Owner	2 Individual Names on File
Last Sale	$1,212,500 (Apr 2026)
Tax Bill	$5,738 (2025)
Deeds & Mortgages	Apr 2023 Line of Credit Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`39-253-04-013`

Property Details

APN / Parcel Number

Primary APN	`39-253-04-013`
Alternative APNs	`300519624` `519624`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	3,360 sqft Living Area
Gross Area	4,128 sqft
1st Floor Area	1,424 sqft
2nd Floor Area	1,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Tri-Level
Construction Type	Frame
Lot Area	7,013 sqft (0.161 acres)
Garage Type	Attached
Garage Area	576 sqft
Porch	Covered Porch
Porch Area	315 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	300519624
Street Address	3193 JAY ST
City	WHEAT RIDGE
State	CO
Zip	80033
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SECTION 25 TOWNSHIP 03 RANGE 69 SUBDIVISIONCD 529200 SUBDIVISIONNAME MIRKOVICH MINOR LOT 0001 SIZE: 7005 TRACT 00B VALUE: .161
Legal Subdivision	MIRKOVICH MINOR
Legal Tract	B
Jurisdiction	JEFFERSON CO
Township / Civil Division	NORTHEAST JEFFERSON
Census Block Group	3
Census Block	3000
Census Tract	10701

Owner

3193 Jay St, a duplex, is owned and occupied by two individuals who bought it in April 2026.

Source: Jefferson County records, as of July 6, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3193 JAY ST, WHEAT RIDGE, CO 80214-8154
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2023	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Apr 30, 2026	Special Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Aug 30, 2021	Special Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2026 · Amount on File
Deed Sale	Apr 30, 2026 · Amount on File
Deed Document Number	202628368
Record Updated	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON CO
Property Address	3193 JAY ST, WHEAT RIDGE, CO 80214-8154
Transaction Type	Mortgage
Record Updated	May 11, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3193 JAY ST, WHEAT RIDGE, CO 80214-8154

Mortgage

Document Number	0000019778
Date	Apr 10, 2023
Instrument	2023019778

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 1, 2033

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JEFFERSON CO
Recording Date	Apr 30, 2026
Property Address	3193 JAY ST, WHEAT RIDGE, CO 80214-8154
Document Number	0000028368
Instrument Date	Apr 29, 2026
Instrument	202628368
Transaction Type	Transfer
Record Updated	Jul 6, 2026
Title Company	CHICAGO TITLE W, CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,246.25
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3193 JAY ST, WHEAT RIDGE, CO 80214-8154

Mortgage

Document Number	0000028369,
Date	Apr 30, 2026
Instrument	202628369

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

August 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	JEFFERSON CO
Recording Date	Aug 30, 2021
Property Address	3193 JAY ST, WHEAT RIDGE, CO 80214-8154
Document Number	0000126746
Instrument Date	Aug 21, 2021
Instrument	2021126746
Transaction Type	Transfer
Record Updated	Aug 4, 2023
Title Company	AMROCK INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1615 PLATTE ST # 2, 2, DENVER, CO 80202-1581

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3193 JAY ST, WHEAT RIDGE, CO 80214-8154

Mortgage

Document Number	0000126747
Date	Aug 30, 2021
Instrument	2021126747

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.87%
Type Change Date	Sep 1, 2031
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	4.87%
Index	1-Year CMT
Max Rate	8.87%

Tax Assessment & Valuation

The 2025 property tax bill for 3193 Jay St was $5,738.

Source: Jefferson County assessment roll, as of April 13, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	Jefferson County
Municipality	Wheat Ridge City
Unified School District	Jefferson County School District R-1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,738.00	$61,106 Land $16,277 Building $44,829	$977,697 Land $260,428 Building $717,269
2023	$5,347.00	$61,157 Land $13,944 Building $47,213	$967,781 Land $208,115 Building $759,666

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3193 Jay St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1984.

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1984)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3193 Jay St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHEAT RIDGE WATER DISTRICT serves 20,000 people · EPA ID CO0130842
Water Source	Purchased surface water from DENVER WATER BOARD
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Mar 2017
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 594 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: Aerux Broadband, Starry, T-Mobile, Verizon.

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