3193 Blue Rock Rd, Cincinnati, OH 45239 Property Records

Hamilton County property record for 3193 Blue Rock Rd, Cincinnati, OH 45239

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 5,300 sqft · built 1990
Lot Size	0.859 acres (37,418 sqft)
Owner	2 Individual Names on File
Last Sale	$380,000 (Dec 2019)
Tax Bill	$11,013 (2025)
Deeds & Mortgages	Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`550-0082-0650-00`

Property Details

APN / Parcel Number

Primary APN	`550-0082-0650-00`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	5,300 sqft Living Area
Gross Area	6,011 sqft
1st Floor Area	1,601 sqft
2nd Floor Area	1,601 sqft
Upper Floors Area	497 sqft
Basement Area	1,691 sqft
Finished Basement	1,601 sqft
Unfinished Basement	90 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Conventional
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Roof Material	Fiberglass
Lot Area	37,418 sqft (0.859 acres)
Garage Type	Attached
Garage Area	621 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	452 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	3193 BLUE ROCK RD
City	CINCINNATI
State	OH
Zip	45239-6341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUE ROCK RD 0.859 AC LOT 4
Legal Subdivision	DAVID SCHMIDT
Legal Lot Number	4
Jurisdiction	HAMILTON OH
Township / Civil Division	GREEN
Census Block Group	1
Census Block	1000
Census Tract	20763

Owner

3193 Blue Rock Rd is owned and occupied by two individuals who acquired it in October 2024.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3193 BLUE ROCK RD, CINCINNATI, OH 45239-6341
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2019 · Amount on File
Deed Sale	Dec 20, 2019 · Amount on File
Prior Sale	Mar 1, 2013 · Amount on File
Deed Document Number	2019113218
Deed Book / Page	14068 / 2296
Last Transfer Date	Oct 3, 2024
Transfer Doc	0000070994
Record Updated	Sep 20, 2026

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Dec 20, 2019
Property Address	3193 BLUE ROCK RD, CINCINNATI, OH 45239-6341
Document Number	0000113218
Book / Page	014068 / 002296
Instrument Date	Dec 10, 2019
Instrument	113218
Transaction Type	Transfer
Record Updated	Jan 27, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,440.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3193 BLUE ROCK RD CINCINNATI OH 452396341, CINCINNATI, OH 45239-6341

Mortgage

Document Number	113219
Date	Dec 20, 2019
Book Page	014068/002298
Instrument	113219

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Amount	Amount on Record
Term	360 Months
Due	Dec 19, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 3193 Blue Rock Rd was $11,013, down 2.6% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
County Subdivision	Green Township
Unified School District	Northwest Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,013.00 (-2.59%) Homeowner's exemption	$213,634 (+%) Land $21,046 Building $192,588	$610,380 Land $60,130 Building $550,250
2024	$11,306.00 (-0.48%)	$213,632 (-) Land $21,045 Building $192,587
2023	$11,361.00 (+31.17%)	$213,632 (+60.62%) Land $21,045 Building $192,587	$610,380 Land $60,130 Building $550,250
2022	$8,661.00 Homeowner's exemption	$133,001 Land $18,855 Building $114,146
2020			$380,000 Land $53,870 Building $326,130

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3193 Blue Rock Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (2019–2026)
Most Recent Claim	Jul 2026

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3193 Blue Rock Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Blue Rock Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures