3192 W 20th Ave, Gary, IN 46404 Property Records

Lake County property record for 3192 W 20th Ave, Gary, IN 46404

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,976 sqft · built 1968
Lot Size0.143 acres (6,229 sqft)
Owner2 Individual Names on File
Tax Bill$1,231 (2024)
Deeds & MortgagesFeb 2022 Transfer
Flood ZoneZone X (minimal risk)
APN001-25-47-0039-0024

Property Details

APN / Parcel Number

Primary APN001-25-47-0039-0024
Alternative APNs
  • 45-08-07-477-039.000-004
  • 254700390024

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area1,976 sqft Living Area
Gross Area2,249 sqft
1st Floor Area1,976 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1968
Effective Year BuiltEffective 1980
Construction TypeFrame
Roof MaterialAsphalt
Lot Area6,229 sqft (0.143 acres)
Lot Dimensions125 ft deep x 50 ft wide
View / LotAlley
Garage TypeAttached
Garage Area273 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address3192 W 20TH AVE
CityGARY
StateIN
Zip46404-2629
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSHERMAN PARK ADD. ALL LOTS 74 & 75 BL.2
Legal SubdivisionSHERMAN PARK ADD
Legal Block2
Legal Lot Number74,75
JurisdictionLAKE IN
Township / Civil DivisionCALUMET
Census Block Group2
Census Block2030
Census Tract11100

Owner

3192 W 20th Ave is owned and occupied by two individuals who acquired it in February 2022.

Source: Lake County records, as of December 29, 2025

Owner of Record2 Individual Names on File
Mailing Address3192 W 20TH AVE, GARY, IN 46404-2629
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last Transfer DateFeb 7, 2022
Transfer Doc0000005764
Record UpdatedSep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionLAKE IN
Recording DateFeb 11, 2022
Property Address3192 W 20TH AVE, GARY, IN 46404-2629
Document Number0000005764
Instrument DateFeb 7, 2022
Instrument2022-005764
Transaction TypeTransfer
Record UpdatedFeb 23, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3192 W 20TH AVE, GARY, IN 46404-2629

Tax Assessment & Valuation

Source: Lake County assessment roll, as of December 29, 2025

Property Jurisdictions

TypeName
StateIndiana
CountyLake County
County SubdivisionCalumet Township
MunicipalityGary City
Unified School DistrictGary Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$152,900 Land $12,000 Building $140,900$152,900 Land $12,000 Building $140,900
2024$1,231.00
2023$105,600 (-2.67%) Land $12,000 Building $93,600$105,600 (-2.67%) Land $12,000 Building $93,600
2022$1,222.00 Homeowner's exemption$108,500 Land $8,600 Building $99,900$108,500 Land $8,600 Building $99,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3192 W 20th Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 16, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3192 W 20th Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIANA AMERICAN WATER - NORTHWEST
private · serves 210,510 people · EPA ID IN5245015
Water SourceSurface water
Last State InspectionJun 2025
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 541 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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