3192 Vernon Ter, Largo, FL 33770 Property Records

Pinellas County property record for 3192 Vernon Ter, Largo, FL 33770

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,792 sqft · built 1972
Lot Size	0.235 acres (10,245 sqft)
Owner	Company Name on File
Last Sale	$277,500 (Dec 2017)
Tax Bill	$7,615 (2025)
Deeds & Mortgages	Nov 2020 Transfer Dec 2017 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`C62-000-749-2425-9`

Property Details

APN / Parcel Number

Primary APN	`C62-000-749-2425-9`
Alternative APNs	`05-30-15-36216-004-0010` `301505362160040010` `153005362160040010` `R48237`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,792 sqft Living Area
Gross Area	2,560 sqft
1st Floor Area	1,792 sqft
Flooring	Carpet
Interior Walls	Composition

Exterior

Year Built	Built 1972
Effective Year Built	Effective 2003
Architectural Style	Custom Design
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	10,245 sqft (0.235 acres)
Lot Dimensions	105 ft deep x 94 ft wide
Garage Type	Attached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	328 sqft
Deck Area	280 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R48237
Street Address	3192 VERNON TER
City	LARGO
State	FL
Zip	33770-4225
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HARBOR LAKE ESTATES 2ND ADD BLK D, LOT 1
Legal Range	15E
Legal Township	30S
Legal Section	5
Legal Subdivision	HARBOR LAKE ESTATES
Legal Tract	36216
Legal Block	D
Legal Lot Number	1
Jurisdiction	PINELLAS FL
Township / Civil Division	CLEARWATER
Census Block Group	1
Census Block	1035
Census Tract	25207

Owner

3192 Vernon Ter is owned by a company that acquired it in October 2020.

Source: Pinellas County records, as of September 10, 2026

Owner of Record	Company Name on File
Mailing Address	600 GALLERIA PKWY SE, 300, ATLANTA, GA 30339-8146
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Intrafamily Transfer, Transfer OS NATIONAL LLC
Dec 21, 2017	Warranty Deed, Transfer OLD TAMPA BAY TITLE LLC
May 16, 2017	Trustee's Deed, Construction Loan · Construction Mortgage EQUITY ALLIANCE GRP LLC
Apr 12, 2017	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 21, 2017 · Amount on File
Deed Sale	Dec 21, 2017 · Amount on File
Prior Sale	Apr 1, 2017 · Amount on File
Deed Document Number	2017389023
Deed Book / Page	19885 / 768
Last Transfer Date	Oct 20, 2020
Transfer Doc	0212490476
Record Updated	Oct 29, 2026

November 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PINELLAS FL
Recording Date	Nov 10, 2020
Property Address	3192 VERNON TER, LARGO, FL 33770-4225
Document Number	0212490476
Book / Page	21249 / 476
Map Reference	MB 76 PG 72
Instrument Date	Oct 20, 2020
Instrument	2020338469
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	OS NATIONAL LLC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 PARKWAY PL SE # 9001, 9001, MARIETTA, GA 30067-4439
Investor	Possibly a Property Investor

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PINELLAS FL
Recording Date	Dec 21, 2017
Property Address	3192 VERNON TER, LARGO, FL 33770-4225
Document Number	0198850768
Book / Page	019885 / 000768
Instrument Date	Nov 27, 2017
Instrument	389023
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	OLD TAMPA BAY TITLE LLC

Transaction

Amount	Amount on Record
Tax	$1,942.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	1850 PARKWAY PL #900 MARIETTA GA 30067, 900, MARIETTA, GA 30067
Investor	Possibly a Property Investor

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	PINELLAS FL
Recording Date	May 16, 2017
Property Address	3192 VERNON TER, LARGO, FL 33770-4225
Document Number	0196312571
Book / Page	019631 / 002571
Instrument Date	May 11, 2017
Instrument	153223
Transaction Type	Construction Loan
Record Updated	Jul 6, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5417 LIPAN APACHE BND AUSTIN TX 787384073, AUSTIN, TX 78738-4073

Mortgage

Document Number	196312571
Date	May 16, 2017
Book Page	019631/002571
Instrument	153223

Lender

Name	EQUITY ALLIANCE GRP LLC
Address	ORLANDO, FL 32819

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	May 15, 2018

Interest

Rate	12%

April 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PINELLAS FL
Recording Date	Apr 12, 2017
Property Address	3192 VERNON TER, LARGO, FL 33770-4225
Document Number	0195880315
Book / Page	019588 / 000315
Instrument Date	Mar 31, 2017
Instrument	112964
Transaction Type	Foreclosure
Record Updated	Jun 20, 2017

Transaction

Amount	Amount on Record
Tax	$1,295.00
Additional	Foreclosure Auction Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5417 LIPAN APACHE BND AUSTIN TX 787384073, AUSTIN, TX 78738-4073

Tax Assessment & Valuation

The 2025 property tax bill for 3192 Vernon Ter was $7,615, up 7.5% from the year before.

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Pinellas County
Municipality	Largo City
Unified School District	Pinellas County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,615.00 (+7.5%)	$401,069 Land $157,664 Building $243,405	$401,069 Land $157,664 Building $243,405
2024	$7,084.00 (+4.75%)
2023	$6,763.00 (+11.07%)	$403,077 (+15.07%)	$403,077 (+15.07%) Land $208,310 Building $194,767
2022	$6,089.00	$350,303	$350,303 Land $194,721 Building $155,582

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3192 Vernon Ter in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Coastal	Yes
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 79 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	79 in force
Nearby Flood Claims	78 (1979–2024)
Claims Outside the SFHA	26 of 78
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 2 claims Hurricane Helene, Sep 2024 · 9 claims Severe Storms, Tornadoes & Flooding, Oct 1992 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 3192 Vernon Ter has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINELLAS COUNTY UTILITIES serves 506,353 people · EPA ID FL6521405
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	Under 1 ppb (2020) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 555 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T.

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