3192 Flagpole Rd, Ellijay, GA 30540 Property Records

Gilmer County property record for 3192 Flagpole Rd, Ellijay, GA 30540

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,592 sqft · built 2018
Lot Size	6.8 acres (296,208 sqft)
Owner	Company Name on Record
Tax Bill	$2,654 (2025)
Deeds & Mortgages	Jan 2018 Second Mortgage Feb 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`3077 007AI`

Property Details

APN / Parcel Number

Primary APN	`3077 007AI`
Alternative APN	`28986`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,592 sqft Heated Area
Gross Area	1,712 sqft
1st Floor Area	1,200 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Metal
Lot Area	296,208 sqft (6.8 acres)
Garage Type	Carport
Carport	Carport

Exterior Amenities

Porch	Slab
Porch Area	636 sqft
Deck Area	371 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	28986
Street Address	3192 FLAGPOLE RD
City	ELLIJAY
State	GA
Zip	30540-1138
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Subdivision	SLUDER BROTHERS MTN PROPERTY
Jurisdiction	GILMER GA
Township / Civil Division	NORTH GILMER
Census Block Group	2
Census Block	2055
Census Tract	80200

Owner

Source: Gilmer County records, as of March 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	9 RIVEREDGE DR, ELLIJAY, GA 30536-7225
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 18, 2018	Deed of Trust, Mortgage · Stand-Alone Second Mortgage BANKSOUTH MORTGAGE
Feb 16, 2026	Warranty Deed, Transfer
Jul 12, 2018	Deed of Trust, Mortgage · Loan Modification BANKSOUTH MORTGAGE
Dec 15, 2017	Quit Claim Deed, Transfer Quitclaim
Oct 5, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2026
Deed Sale	Feb 16, 2026
Prior Sale	Jul 7, 2025 · Amount on Record
Deed Book / Page	2834 / 55
Prior Transfer Date	Feb 13, 2026
Prior Transfer Doc	0002834/55
Record Updated	Sep 20, 2026

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	3192 FLAGPOLE RD, ELLIJAY, GA 30540-1138
Transaction Type	Mortgage
Record Updated	Jun 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002080/283
Date	Jan 18, 2018
Book Page	2080/283
Instrument	000258

Lender

Name	BANKSOUTH MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 17, 2019

February 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Feb 16, 2026
Property Address	3192 FLAGPOLE RD, ELLIJAY, GA 30540-1138
Document Number	0002834/55
Book / Page	2834 / 55
Instrument Date	Feb 13, 2026
Transaction Type	Transfer
Record Updated	Mar 16, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	9 RIVEREDGE DR, ELLIJAY, GA 30536-7225

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GILMER GA
Property Address	3192 FLAGPOLE RD, ELLIJAY, GA 30540-1138
Transaction Type	Mortgage
Record Updated	Aug 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002114/369
Date	Jul 12, 2018
Book Page	2114/369
Instrument	004531

Lender

Name	BANKSOUTH MORTGAGE
Type	Mortgage Company

Agreement

Type	Loan Modification
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2048

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GILMER GA
Recording Date	Dec 15, 2017
Property Address	3192 FLAGPOLE RD, ELLIJAY, GA 30540-1138
Document Number	002080/281
Book / Page	2080 / 281
Instrument Date	Dec 15, 2017
Instrument	2018-000096
Transaction Type	Transfer
Record Updated	Nov 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 LOVINGOOD DR, WOODSTOCK, GA 30189-5163

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GILMER GA
Recording Date	Oct 5, 2017
Property Address	3192 FLAGPOLE RD, ELLIJAY, GA 30540-1138
Document Number	002069/373
Book / Page	2069 / 373
Instrument Date	Oct 5, 2017
Instrument	2017-002718
Transaction Type	Transfer
Record Updated	Aug 3, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	105 LOVINGOOD DR, WOODSTOCK, GA 30189-5163

Tax Assessment & Valuation

Source: Gilmer County assessment roll, as of February 20, 2026

Property Jurisdictions

Type	Name
State	Georgia
County	Gilmer County
Unified School District	Gilmer County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,654.00 (+8.86%) Homeowner's exemption	$204,300 (+17.16%) Land $43,560 Building $160,740	$510,750 (+17.16%) Land $108,900 Building $401,850
2023	$2,438.00 (-5.8%) Homeowner's exemption	$174,384 (+18.58%) Land $26,400 Building $147,984	$435,960 (+18.58%) Land $66,000 Building $369,960
2022	$2,588.00 Homeowner's exemption	$147,064 Land $26,400 Building $120,664	$367,660 Land $66,000 Building $301,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force
Nearby Flood Claims	3 (1994–2015)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Dec 2015 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 58% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ETC Fiber	2,500 / 2,500

Cell Coverage

4G LTE (outdoors only), no 5G reported

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