3192 Fireside Dr, Middleburg, FL 32068 Property Records

Clay County property record for 3192 Fireside Dr, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,900 sqft · built 1996
Lot Size	0.493 acres (21,467 sqft)
Owner	2 Individual Names on File
Last Sale	$370,000 (Aug 2025)
Tax Bill	$4,612 (2025)
Deeds & Mortgages	Mar 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`04-05-25-008989-009-13`

Property Details

APN / Parcel Number

Primary APN	`04-05-25-008989-009-13`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,900 sqft Living Area
Gross Area	2,300 sqft
1st Floor Area	1,900 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	21,467 sqft (0.493 acres)
Garage Type	Attached
Garage Area	400 sqft
Pool Area	405 sqft
Porch	Screened/Unfinished Porch
Porch Area	280 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3192 FIRESIDE DR
City	MIDDLEBURG
State	FL
Zip	32068-4273
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 13 VILLAGES OF FIRESIDE UNIT 2 AS REC OR 4961 PG 350
Legal Range	25E
Legal Township	05S
Legal Section	04
Legal Subdivision	VILLAGES OF FIRESIDE UNIT 2
Legal Block	430
Legal Lot Number	13
Legal Unit	2
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	1
Census Block	1005
Census Tract	30210

Owner

3192 Fireside Dr is owned and occupied by two individuals who bought it in August 2025.

Source: Clay County records, as of December 3, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3192 FIRESIDE DR, MIDDLEBURG, FL 32068-4273
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	His Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2025 · Amount on File
Deed Sale	Aug 19, 2025 · Amount on File
Prior Sale	Mar 28, 2008 · Amount on File
Deed Document Number	202539035
Deed Book / Page	4961 / 350
Prior Transfer Date	Feb 14, 2015
Prior Transfer Doc	0038111792
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLAY FL
Property Address	3192 FIRESIDE DR, MIDDLEBURG, FL 32068-4273
Transaction Type	Mortgage
Record Updated	Mar 25, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3192 FIRESIDE DR, MIDDLEBURG, FL 32068-4273

Mortgage

Document Number	0045800314
Date	Mar 7, 2022
Book Page	4580/314
Instrument	2022014844

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2042

Tax Assessment & Valuation

The 2025 property tax bill for 3192 Fireside Dr was $4,612, up 7.5% from the year before.

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,612.00 (+7.46%)	$302,426 Land $60,000 Building $242,426	$302,426 Land $60,000 Building $242,426
2024	$4,292.00 (-2.79%)
2023	$4,415.00 (+14.47%)	$294,279 (+15.45%) Land $60,000 Building $234,279	$294,279 (+15.45%) Land $60,000 Building $234,279
2022	$3,857.00	$254,906 Land $50,000 Building $204,906	$254,906 Land $50,000 Building $204,906

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3192 Fireside Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 32 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	2 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3192 Fireside Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Florida
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20