3192 Ashbrook Ln, San Ramon, CA 94582 Property Records

Contra Costa County property record for 3192 Ashbrook Ln, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,223 sqft · built 2004
Lot Size	0.136 acres (5,913 sqft)
Owner	2 Company Names on Record
Last Sale	$1,490,500 (Sep 2020)
Tax Bill	$23,121 (2025)
Deeds & Mortgages	Dec 2021 Line of Credit Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`223-310-040-9`

Property Details

APN / Parcel Number

Primary APN	`223-310-040-9`
Alternative APN	`223-310-040`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	3,223 sqft Living Area
1st Floor Area	1,494 sqft
2nd Floor Area	1,729 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2018
Lot Area	5,913 sqft (0.136 acres)
Garage Type	Attached
Garage Area	639 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	3192 ASHBROOK LN
City	SAN RAMON
State	CA
Zip	94582-5704
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8714 L171
Legal Subdivision	SUBDIVISION #8714
Legal Tract	8714
Legal Lot Number	171
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	1
Census Block	1013
Census Tract	355125

Owner

Source: Contra Costa County records, as of August 14, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on Record
Mailing Address	3192 ASHBROOK LN, SAN RAMON, CA 94582-5704
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2021	Deed of Trust, Mortgage · Line of Credit GEORGIAS OWN CU
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Sep 21, 2020	Grant Deed, Transfer · Conventional Mortgage PATELCO CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2020 · Amount on Record
Deed Sale	Sep 21, 2020 · Amount on Record
Prior Sale	Sep 1, 2015 · Amount on Record
Deed Document Number	2020210778
Prior Transfer Date	Sep 13, 2011
Prior Transfer Doc	0000197429
Record Updated	Sep 20, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3192 ASHBROOK LN, SAN RAMON, CA 94582-5704
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3192 ASHBROOK LN, SAN RAMON, CA 94582-5704

Mortgage

Document Number	0000329058
Date	Dec 2, 2021
Instrument	2021-329058

Lender

Name	GEORGIAS OWN CU
Type	Credit Union
Address	ATLANTA, GA 30303

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	3192 ASHBROOK LN, SAN RAMON, CA 94582-5704
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3192 ASHBROOK LN, SAN RAMON, CA 94582-5704

Mortgage

Document Number	0000302670
Date	Oct 28, 2021
Instrument	2021-302670

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	CONSHOHOCKEN, PA 19428

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Sep 21, 2020
Property Address	3192 ASHBROOK LN, SAN RAMON, CA 94582-5704
Document Number	0000210778
Map Reference	MB 459 PG 33
Instrument Date	Sep 17, 2020
Instrument	2020-210778
Transaction Type	Transfer
Record Updated	Nov 3, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3192 ASHBROOK LN, SAN RAMON, CA 94582-5704

Mortgage

Document Number	0000210779
Date	Sep 21, 2020
Instrument	2020-210779

Lender

Name	PATELCO CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Type Change Date	Oct 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	4.62%
Index	1-Year CMT
Max Rate	8.62%

Mortgage

Document Number	0000210780
Date	Sep 21, 2020
Instrument	2020-210780

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Oct 30, 2045

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	17%
Max Rate	17%

Tax Assessment & Valuation

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,645,629 (+2%) Land $772,855 Building $872,774
2025	$23,121.00 (+2.48%) Homeowner's exemption	$1,613,362 (+4.04%) Land $757,701 Building $855,661
2023	$22,562.00 (+1.66%) Homeowner's exemption	$1,550,716 Land $728,280 Building $822,436
2022	$22,193.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 62% of California
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Etheric Networks Fixed Wireless	250 / 100
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: T-Mobile, Verizon.

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