3191 Swartz Rd, Turner, MI 48765 Property Records

Arenac County property record for 3191 Swartz Rd, Turner, MI 48765

Property Summary

Property TypeSingle Family Home
Lot Size5 acres (217,800 sqft)
OwnerIndividual Name on Record
Last Sale$54,400 (Jan 2005)
Tax Bill$1,465 (2025)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN012-0-018-300-005-05

Property Details

APN / Parcel Number

Primary APN012-0-018-300-005-05

Interior

Building Area1,540 sqft Living Area

Exterior

Year BuiltBuilt 1971
Effective Year BuiltEffective 1971
Lot Area217,800 sqft (5 acres)

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address3191 SWARTZ RD
CityTURNER
StateMI
Zip48765-9719
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionT20N R7E SEC 18 PAR OF LAND IN E 1/2 OF SW 1/4 COM N 85DEG 30MIN E ALNG C/L OF SWARTZ RD 1801.25 FT TO POB, TH N 85DEG 30MIN
Legal Range07E
Legal Township20N
Legal Section18
Legal SubdivisionE2SW4 S18 T20N R7E
JurisdictionARENAC MI
Township / Civil DivisionWHITNEY
Census Block Group1
Census Block1025
Census Tract970100

Owner

Source: Arenac County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3191 SWARTZ RD, TURNER, MI 48765-9719
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 19, 2005 · Amount on Record
Deed SaleJan 19, 2005 · Amount on Record
Deed Document Number200545100466
Prior Transfer DateJan 7, 2005
Prior Transfer Doc0045100466
Record UpdatedOct 29, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionARENAC MI
Property Address3191 SWARTZ RD, TURNER, MI 48765-9719
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number201703509
DateOct 12, 2017
Instrument201703509
Lender
NameNORTHLAND AREA FEDERAL CREDIT UNION
Agreement
TypeBalloon Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Arenac County assessment roll, as of May 19, 2026

Property Jurisdictions

TypeName
StateMichigan
CountyArenac County
County SubdivisionWhitney Township
Unified School DistrictAu Gres-Sims School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$83,400$166,800
2025$1,465.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies9 in force
Nearby Flood Claims6 (1980–2020)
Claims Outside the SFHA3 of 6
Most Recent ClaimMay 2020 · Severe Storms And Flooding
Claims by Event
  • Severe Storms And Flooding, May 2020 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 93% of the US · lower than 83% of Michigan
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Brightspeed
DSL
60 / 5
Verizon
Fixed Wireless
25 / 6
T-Mobile
Fixed Wireless
25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Swartz Rd

Nearby Streets

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