3191 SW 24th Ave, Okeechobee, FL 34974 Property Records

Okeechobee County property record for 3191 SW 24th Ave, Okeechobee, FL 34974

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,477 sqft · built 2021
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$99,000 (Oct 2018)
Tax Bill	$6,652 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2020 Construction Loan + 1 more
Flood Zone	Zone X (moderate risk)
APN	`1-29-37-35-0A00-00026-C300`

Property Details

APN / Parcel Number

Primary APN	`1-29-37-35-0A00-00026-C300`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	2,477 sqft Heated Area
Gross Area	5,723 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2021
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	130,680 sqft (3 acres)
Pool Area	495 sqft
Porch	Open Porch
Patio Area	688 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	3191 SW 24TH AVE
City	OKEECHOBEE
State	FL
Zip	34974-5731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	A PARCEL OF LAND LYING IN THE EAST ONE-HALF (E 1/2) OF THE SOUTHEAST ONE-QUARTER (SE 1/4) OF THE SOUTHWEST ONE-QUARTER (SW 1/
Legal Range	35E
Legal Township	37S
Legal Section	29
Jurisdiction	OKEECHOBEE FL
Township / Civil Division	OKEECHOBEE
Census Block Group	2
Census Block	2027
Census Tract	910602

Owner

3191 SW 24th Ave is owned and occupied by two individuals who bought it in October 2018.

Source: Okeechobee County records, as of December 5, 2025

Owner of Record	2 Individual Names on File
Mailing Address	3191 SW 24TH AVE, OKEECHOBEE, FL 34974-5731
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Apr 22, 2020	Deed of Trust, Construction Loan · Construction Mortgage MIDFLORIDA CU
Oct 16, 2018	Warranty Deed, Transfer · Commercial Mortgage CENTERSTATE BANK OF FLORIDA NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 16, 2018 · Amount on File
Deed Sale	Oct 16, 2018 · Amount on File
Deed Document Number	2018012572
Deed Book / Page	0814 / 1802
Record Updated	Jun 8, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Property Address	3191 SW 24TH AVE, OKEECHOBEE, FL 34974-5731
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3191 SW 24TH AVE, OKEECHOBEE, FL 34974-5731

Mortgage

Document Number	0000014427
Date	Nov 12, 2021
Instrument	2021014427

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2051

April 2020: Deed of Trust, Construction Loan

Document Type	Deed of Trust
Jurisdiction	OKEECHOBEE FL
Recording Date	Apr 22, 2020
Property Address	3191 SW 24TH AVE, OKEECHOBEE, FL 34974-5731
Document Number	0000003889
Instrument Date	Apr 21, 2020
Instrument	3889
Transaction Type	Construction Loan
Record Updated	Jun 9, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3420 SW 19TH ST OKEECHOBEE FL 349745422, OKEECHOBEE, FL 34974-5422

Mortgage

Document Number	0000003889
Date	Apr 22, 2020
Instrument	3889

Lender

Name	MIDFLORIDA CU
Address	LAKELAND, FL 33802-8008

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 21, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKEECHOBEE FL
Recording Date	Oct 16, 2018
Property Address	3191 SW 24TH AVE, OKEECHOBEE, FL 34974-5731
Document Number	0008141802
Book / Page	0814 / 1802
Instrument Date	Oct 15, 2018
Instrument	2018012572
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	OKEE TANTIE TITLE CO INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$693.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2901 SW 24TH AVE, 2901, OKEECHOBEE, FL 34974-5733

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2452 SE 21ST TER, OKEECHOBEE, FL 34974-6431

Mortgage

Document Number	2018012573
Date	Oct 16, 2018
Instrument	2018012573

Lender

Name	CENTERSTATE BANK OF FLORIDA NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	120 Months
Due	Oct 30, 2028

Tax Assessment & Valuation

The 2025 property tax bill for 3191 SW 24th Ave was $6,652 with a homeowner's exemption.

Source: Okeechobee County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okeechobee County
Unified School District	Okeechobee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$6,652.00 Homeowner's exemption	$525,735	$650,657 Land $160,000 Building $490,657
2023	$6,985.00 (+27.42%) Homeowner's exemption	$496,037 (+25.99%)	$611,194 (+42.08%) Land $105,000 Building $506,194
2022	$5,482.00 Homeowner's exemption	$393,706	$430,184 Land $94,000 Building $336,184

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 3191 SW 24th Ave in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 16, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 92 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	92 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2024 · Hurricane Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3191 SW 24th Ave is moderate, ranking above 69% of the US, with a 0.3% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKEECHOBEE UTILITY AUTHORITY serves 20,000 people · EPA ID FL4470257
Water Source	Surface water
Last State Inspection	Jun 2023
Lead	5 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Haloacetic acids resolved · Jan 2020
Treatment and Procedure	None last 10 years
Monitoring and Reporting	22 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: AT&T, CenturyLink, T-Mobile, Xfinity.

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