3191 Summit Blvd, Oak Harbor, WA 98277 Property Records

Island County property record for 3191 Summit Blvd, Oak Harbor, WA 98277

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,215 sqft · built 2011
Owner	2 Individual Names on File
Last Sale	$300,000 (Nov 2019)
Tax Bill	$1,106 (2026)
Deeds & Mortgages	Nov 2019 Second Mortgage Nov 2019 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`S7740-00-00037-2`

Property Details

APN / Parcel Number

Primary APN	`S7740-00-00037-2`
Alternative APN	`810194`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,215 sqft Gross Area
1st Floor Area	1,215 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Concrete
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Porch	Open Porch
Porch Area	107 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Street Address	3191 SUMMIT BLVD
City	OAK HARBOR
State	WA
Zip	98277-3608
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	IMPROVEMENT ONLY
Legal Subdivision	PINE TERR
Legal Lot Number	37
Jurisdiction	ISLAND WA
Township / Civil Division	NORTH WHIDBEY ISLAND
Census Block Group	2
Census Block	2000
Census Tract	970402

Owner

3191 Summit Blvd is owned and occupied by two individuals who bought it in November 2019.

Source: Island County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	3191 SUMMIT BLVD, OAK HARBOR, WA 98277-3608
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2019	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HABITAT FOR HUMANITY OF ISLAND COUNTY
Nov 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Nov 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage HABITAT FOR HUMANITY
Nov 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL
Nov 15, 2019	Warranty Deed, Transfer · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Mar 8, 2019	Warranty Deed, Transfer LAND TITLE AND ESCROW/ISLAND COMPANY, LAND TITLE & ESCROW/ISLAND CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2019 · Amount on File
Deed Sale	Nov 15, 2019 · Amount on File
Prior Sale	Mar 8, 2019 · Amount on File
Deed Document Number	20194475639
Prior Transfer Date	Jan 11, 2011
Prior Transfer Doc	0004288878
Record Updated	Oct 29, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	3191 SUMMIT BLVD, OAK HARBOR, WA 98277-3608
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004476338
Date	Nov 26, 2019
Instrument	4476338

Lender

Name	HABITAT FOR HUMANITY OF ISLAND COUNTY
Type	Non-Lending Institution
Address	OAK HARBOR, WA 98277

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	3191 SUMMIT BLVD, OAK HARBOR, WA 98277-3608
Transaction Type	Mortgage
Record Updated	Oct 20, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004476337
Date	Nov 26, 2019
Instrument	4476337

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	3191 SUMMIT BLVD, OAK HARBOR, WA 98277-3608
Document Number	0004476339
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 10, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3191 SUMMIT BLVD OAK HARBOR WA 982773608, OAK HARBOR, WA 98277-3608

Mortgage

Document Number	0004476339
Date	Nov 26, 2019
Instrument	4476339

Lender

Name	HABITAT FOR HUMANITY
Address	380 SE PIONEER WAY # 103, OAK HARBOR, WA 98277-3204

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ISLAND WA
Property Address	3191 SUMMIT BLVD, OAK HARBOR, WA 98277-3608
Document Number	0004476340
Instrument Date	Nov 15, 2019
Transaction Type	Mortgage
Record Updated	Dec 12, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3191 SUMMIT BLVD OAK HARBOR WA 982773608, OAK HARBOR, WA 98277-3608

Mortgage

Document Number	0004476340
Date	Nov 26, 2019
Instrument	4476340

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	SEATTLE, WA 98118

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Nov 15, 2019
Property Address	3191 SUMMIT BLVD, OAK HARBOR, WA 98277-3608
Document Number	0004475639
Map Reference	VOL4PG55&56AF82787
Instrument Date	Nov 15, 2019
Instrument	4475639
Transaction Type	Transfer
Record Updated	Nov 18, 2021
Title Company	LAND T&E OF ISLAND CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,345.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3191 SUMMIT BLVD, OAK HARBOR, WA 98277-3608

Mortgage

Document Number	0004475640
Date	Nov 15, 2019
Instrument	4475640

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Mortgage

Document Number	0004475643
Date	Nov 15, 2019
Instrument	4475643

Lender

Name	HOMESIGHT
Type	Non-Lending Institution
Address	SEATTLE, WA 98118

Agreement

Amount	Amount on Record

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ISLAND WA
Recording Date	Mar 8, 2019
Property Address	3191 SUMMIT BLVD, OAK HARBOR, WA 98277-3608
Document Number	0004460224
Instrument Date	Mar 7, 2019
Instrument	4460224
Transaction Type	Transfer
Record Updated	Mar 19, 2019
Title Company	LAND TITLE AND ESCROW/ISLAND COMPANY, LAND TITLE & ESCROW/ISLAND CO

Transaction

Amount	Amount on Record
Tax	$2,812.23
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 2279 OAK HARBOR WA 982776279, OAK HARBOR, WA 98277-6279

Tax Assessment & Valuation

The 2026 property tax bill for 3191 Summit Blvd was $1,106.

Source: Island County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Island County
Unified School District	Oak Harbor School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,106.00
2025		$145,052 Building $145,052	$145,052 Building $145,052
2023	$1,016.00	$140,796 (+1.5%) Building $140,796	$140,796 (+1.5%) Building $140,796
2022		$138,716 Building $138,716	$138,716 Building $138,716

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 3191 Summit Blvd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 26, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3191 Summit Blvd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.6% of Washington
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PINE TERRACE WATER ASSOCIATION private · serves 181 people · EPA ID WA5367600
Water Source	Groundwater
Last State Inspection	Aug 2022
Also Mapped Here	CITY OF OAK HARBOR
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, T-Mobile.

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