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3191 Secluded Cv, Navarre, FL 32566 Property Records

Santa Rosa County property record for 3191 Secluded Cv, Navarre, FL 32566

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,897 sqft · built 1994
Lot Size0.375 acres (16,335 sqft)
Owner2 Owner Names on Record
Last Sale$275,000 (Jan 2003)
Tax Bill$344 (2024)
Flood ZoneZone X (moderate risk)
APN02-2S-27-0000-00201-0000

Property Details

APN / Parcel Number

Primary APN02-2S-27-0000-00201-0000

Interior

Bedrooms4 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,897 sqft Heated Area
Gross Area5,383 sqft
1st Floor Area3,281 sqft
Upper Floors Area1,600 sqft
FlooringCeramic Tile
Interior WallsCustom/Decorative

Exterior

Year BuiltBuilt 1994
Exterior MaterialVinyl
Construction TypeWood
Foundation TypeMasonry
Roof MaterialShingle
Lot Area16,335 sqft (0.375 acres)
Lot Dimensions250 ft deep x 70 ft wide
Garage TypeMixed
Garage Area384 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area524 sqft
Deck Area150 sqft
Patio Area128 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number022S270000002010000
Street Address3191 SECLUDED CV
CityNAVARRE
StateFL
Zip32566-9732
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionCOM NE SEC CORN THN S ON E LN 169 FT THN RT 90*(W) 636 FT+/- TO EAST BAY FOR POB THN E 221 FT THN S19*30'E 56.63 FT THN
Legal Range27W
Legal Township02S
Legal Section02
JurisdictionSANTA ROSA FL
Township / Civil DivisionHOLLEY-NAVARRE
Census Block Group1
Census Block1229
Census Tract10802

Owner

Source: Santa Rosa County records, as of October 27, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Owner Names on Record
Mailing Address3191 SECLUDED CV, NAVARRE, FL 32566-9732
OccupancyOwner Occupied

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 21, 2003 · Amount on Record
Deed SaleJan 21, 2003 · Amount on Record
Prior SaleJan 21, 2003 · Amount on Record
Deed Document Number0209501440
Deed Book / Page02095 / 01440
Record UpdatedJun 8, 2026

Tax Assessment & Valuation

Source: Santa Rosa County assessment roll, as of July 1, 2024

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2024$344.00 (-73.96%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$267,379 (+3%)$437,594 (+0.97%) Land $69,400 Building $368,194
2023$1,321.00 (-51.81%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$259,591 (+3%)$433,388 (+5.36%) Land $69,400 Building $363,988
2022$2,741.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$252,030$411,334 Land $63,100 Building $348,234

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 198 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies198 in force
Nearby Flood Claims133 (1995–2024)
Claims Outside the SFHA28 of 133
Most Recent ClaimJun 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 31 claims
  • Hurricane Frances, Sep 2004 · 68 claims
  • Hurricane Opal, Oct 1995 · 16 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · lower than 89% of Florida
Wildfire Likelihood0.04% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHOLLEY-NAVARRE WATER SYSTEM
public/private · serves 47,793 people · EPA ID FL1570349
Water SourceGroundwater
Last State InspectionOct 2025
Lead6 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fiber in parts of the area		1,000 / 50
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Secluded Cv

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