St. Clair County property record for 3191 Regatta Ln, Saint Clair, MI 48079
| Property Type | Condominium |
|---|---|
| Details | 4 bd · 3 ba · 2,100 sqft |
| Lot Size | 0.28 acres (12,197 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $419,000 (May 2023) |
| Tax Bill | $5,706 (2024) |
| Deeds & Mortgages | Mar 2023 Mortgage May 2023 Sale + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-30-577-0021-000 |
| Primary APN | 74-30-577-0021-000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,100 sqft Living Area |
| Basement Area | 1,200 sqft |
| Lot Area | 12,197 sqft (0.28 acres) |
|---|---|
| Lot Depth | 135 ft Depth |
| Garage Area | 739 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 74305770021000 |
|---|---|
| Street Address | 3191 REGATTA LN |
| City | SAINT CLAIR |
| State | MI |
| Zip | 48079-5804 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Condominium |
| Local Zoning Code | RS-1 |
| Legal Description | UNIT 21 RIVER POINTE ESTATES NORTH ST CLAIR COUNTY CONDOMINIUM PLAN NO 235 MASTER DEED RECORDED LIBER 5140 PGS 460-517 |
| Legal Subdivision | ST CLAIR COUNTY CONDOMINIUM |
| Legal Unit | 21 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | ST. CLAIR |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 640100 |
Source: St. Clair County records, as of October 6, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3191 REGATTA LN, SAINT CLAIR, MI 48079-5804 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2023 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| May 26, 2023 | Warranty Deed, Transfer NOT AVAILABLE, TWENTY TWO TITLE |
| Jul 23, 2021 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 26, 2023 · Amount on Record |
| Deed Sale | May 26, 2023 · Amount on Record |
| Prior Sale | Jul 23, 2021 · Amount on Record |
| Deed Document Number | 2023009578 |
| Deed Book / Page | 5625 / 187 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 3191 REGATTA LN, SAINT CLAIR, MI 48079-5804 |
| Transaction Type | Mortgage |
| Record Updated | Aug 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1970 RIVER RD 228, 228, SAINT CLAIR, MI 48079-3636 |
| Document Number | 0000560842 |
|---|---|
| Date | Mar 24, 2023 |
| Book Page | 5608/42 |
| Instrument | 2023004784 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 26, 2023 |
| Property Address | 3191 REGATTA LN, SAINT CLAIR, MI 48079-5804 |
| Document Number | 0005625187 |
| Book / Page | 5625 / 187 |
| Map Reference | LB 5140 PG 460 |
| Instrument Date | Mar 22, 2023 |
| Instrument | 2023009578 |
| Transaction Type | Transfer |
| Record Updated | Jun 14, 2023 |
| Title Company | NOT AVAILABLE, TWENTY TWO TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,142.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3191 REGATTA LN, SAINT CLAIR, MI 48079-5804 |
| Name | Verified Name |
|---|---|
| Address | 1970 RIVER RD APT 228, 228, SAINT CLAIR, MI 48079-3636 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jul 23, 2021 |
| Property Address | 3191 REGATTA LN, SAINT CLAIR, MI 48079-5804 |
| Document Number | 0005397563 |
| Book / Page | 5397 / 563 |
| Map Reference | LB 5140 PG 460-517 |
| Instrument Date | Jun 10, 2021 |
| Instrument | 2021021284 |
| Transaction Type | Transfer |
| Record Updated | Sep 13, 2022 |
| Title Company | ATA NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,786.25 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 49001 NORTH AVE, 49001, MACOMB, MI 48042-4602 |
| Name | Verified Name |
|---|---|
| Address | 665 ELMWOOD AVE, EAST CHINA, MI 48054-1526 |
| Document Number | 2021021285 |
|---|---|
| Date | Jul 23, 2021 |
| Instrument | 2021021285 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 368 Months |
| Due | Mar 1, 2052 |
Source: St. Clair County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | St. Clair Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $258,700 (+28.07%) | ||
| 2024 | $5,706.00 (+1,038.92%) | $517,400 (+28.07%) | |
| 2023 | $202,000 | ||
| 2022 | $501.00 | $404,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AH, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ST. CLAIR serves 5,464 people · EPA ID MI0006270 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 128 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| T-Mobile Fixed Wireless | 100 / 20 |
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